Consumer Protection Law

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A guy with no license, no insurance, and no license plate…

Customer Question
A guy with no...

A guy with no license, no insurance, and no license plate totaled my truck. A cop suggested I have it told to a cop impound lot so I did. I thought I had full coverage on my truck but found out I didn't. The truck is old and totaled, and I'm stuck with a daily impound fee. What'll happen if I just leave it there?

Lawyer's Assistant: What state is this in? And how old is the truck?

California. It's a 1989 Ford Ranger.

Lawyer's Assistant: Has anything been filed or reported?

Yeah, the cop made a police report and I filed a claim with my insurance carrier.

Submitted: 3 months ago.Category: Consumer Protection Law
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Answered in 3 hours by:
3/7/2018
Consumer Protection Lawyer: Lucy, Esq., Lawyer replied 3 months ago
Lucy, Esq.
Lucy, Esq., Lawyer
Category: Consumer Protection Law
Satisfied Customers: 32,264
Experience: Lawyer
Verified

Hi,

I'm Lucy, and I'd be happy to answer your questions today. I'm sorry to hear that this happened.

At some point, they'll repossess the truck and sell it to pay the fees. However, they can also choose to sue you for any excess fees or the cost of having it removed from the yard if the truck has no value. You have the ability to sue the person who hit you, if you know who he is, but it's possible that you'd still wind up having to pay. The other problem is, if you simply leave it there, you have no control over how much time passes before they decide to repossess the truck, which means you have no control over how much the fees stack up.

Have I answered your question? If any part of my response is unclear, please reply WITHOUT rating so I can clarify. My goal is to provide excellent service, so if I've done that, please give me a 5-star rating before signing out. Thank you for using JustAnswer.

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Consumer Protection Lawyer: Lucy, Esq., Lawyer replied 3 months ago

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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