Consumer Protection Law

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My question has to do with credit. My credit scores are low
My question has to do with credit. My credit scores are low due to a major income drop/lost. As a result I am considering using a consolidation company to assist me. Can you tell me how effective they… read more
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I received a call today from Card Services Group wanting to take all of my credit cards with outstanding balances, find a lender to pay them off and issue me a credit card with a 0% interest until the… read more
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Which firm is the best re: problem with store which sold
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I lost my job a year ago and my husband and mom have been
I lost my job a year ago and my husband and mom have been helping me pay my credits cards and now it's come to the point where I just can't pay them, I have about 10-15,000 is credit card debt, about … read more
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I don't want to file bankruptcy but I am over my head in
I don't want to file bankruptcy but I am over my head in payments. I need to consolidate debt or find a debt reduction settlement plan. I can afford a payment that is reasonable, but my debt to income… read more
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I and my wife are considering a Dept. Consolidation company
I and my wife are considering a Dept. Consolidation company to negotiate our credit card debt of $60,000 lower. Would this route be better or would a Ch. 13 thru an attorney be better ? The two debts … read more
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I have high credit card debt with high interest rates on debt.
I have high credit card debt with high interest rates on debt. Most of the debt dates back over 3 years. I have been paying minimums because I can't pay more. I am having trouble making ends meet each… read more
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I had joined a consolidation company who supposedly negotiated my credit card debts to several companys and was paying monthly fee's. I discovered this was not true. One particular company had negotia… read more
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I have about 12,000.00 in credit card debt. I also owe about
I have about 12,000.00 in credit card debt. I also owe about 6000.00 on vehicles, and I am paying 600.00 monthly for my daughter's college education. I want to get a debt consolidation loan and I am w… read more
Legalease
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I am about to contract with a company to put a new cesspool
I am about to contract with a company to put a new cesspool in for me. I cannot find any BBB reference using name, address, telephone numbers (2), email address, or web address. Are there any other op… read more
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i am being sued by a law firm in regards to a credit card debt.
i am being sued by a law firm in regards XXXXX XXXXX credit card debt. one is set for judgement 08/30/2010. that is about $1400. the other has not been filed but is around $4000. the same credit card … read more
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I have some cedit card debt and am curious about the debt consolidation
I have some cedit card debt and am curious about the debt consolidation industry. Is this all bogus or do they usually manage to knock off 1/2 of the debt owed? Is there a safe way to proceed with the… read more
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I have been approached by a consumer law group about my debt.
I have been approached by a consumer law group about my debt. I owe 6800.00 in credit card debt, I was told that they could get that reduced to .46 on a dollar which would bring my debt down to about … read more
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W Batie Medford, OR I am living on Social Security only. I
W Batie Medford, OR I am living on Social Security only. I got a summons from the Jackson County, Oregon, from a Davis Law Firm stating that I owed Bank of America $2600 dollars in credit card debts. … read more
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I am considering debt consolidation. Allegro Law,LLC is the
I am considering debt consolidation. Allegro Law,LLC is the firm handling this. Are they legitimate?… read more
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I have been paying a credit card company for year through a non profit consolidation company, they just now accepted the consolidation company's proposal to lower the interest rate after a year. They … read more
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I have alot of high interest credit card debt which I just ...
I have alot of high interest credit card debt which I just can''t keep up with. I have seen so many ads for the companies that can help to negotiate the debt and get it cut way down. I have contacted … read more
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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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Meet the Experts:

Infolawyer

Infolawyer

Lawyer

7,125 satisfied customers

Licensed attorney helping individuals and businesses.

Ely

Ely

Counselor at Law

3,436 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

Barrister

Barrister

Lawyer

1,679 satisfied customers

Attorney,17 years experience in consumer protection areas

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P. Simmons

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1,227 satisfied customers

16+ yrs. of legal experience.

LADY LAWYER

LADY LAWYER

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748 satisfied customers

Consumer Lawyer

RGMacEsq

RGMacEsq

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Licensed Texas General Practice Attorney

RobertJDFL

RobertJDFL

Lawyer

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Experienced in multiple areas of the law.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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