Consumer Protection Law

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I deposited a check in my checking account, the next day I
I deposited a check in my checking account, the next day I went to stop the check as I was told that the money needed to be in cash as I was trying to buy a house. At my credit union they told me the … read more
Loren
Loren
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I had enough money in my Credit Union account made on
I had enough money in my Credit Union account for purchases made on Friday. The money for the purchases was put on hold. On Saturday, I purchased gas and went to a fast food restaurant, where the gas … read more
CalAttorney2
CalAttorney2
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This is about overdraft fees: I am a sole proprietor and was
This is about overdraft fees: I am a sole proprietor and was told by my bank that I had to open a business account. They did not inform me that business accounts do not allow account holders to opt ou… read more
Lucy, Esq.
Lucy, Esq.
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I recieved a summons on the 10th of this month for overdrawn
I recieved a summons on the 10th of this month for overdrawn fees on my account. I have been very ill over the last several months with severe back pain, neuro. symptoms, short term memory loss etc. I… read more
MShore Law
MShore Law
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I have had a checking account with Chase Bank since 1973. In
I have had a checking account with Chase Bank since 1973. In March I was ill and made the terrible mistake of accepting a number of payday loans. My earnings had increased this year and I believed, in… read more
MShore Law
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My husband and I had 2 different accounts at a bank. During
My husband and I had 2 different accounts at a bank. During the winter months because of the snow and the number of children, and therefore cars, that we had in the driveway, it was necessary for me t… read more
Lucy, Esq.
Lucy, Esq.
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I had checking accounts with Washington Mutyual and B of A
I had checking accounts with Washington Mutyual and B of A and had written checks to each account from the other account so that i wouldnt have an overdraft awaiting my deposit of my paycheck, which e… read more
Barrister
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I had a company attempt to collect unauthorized funds from
I had a company attempt to collect unauthorized funds from my checking account, but since I didn't have enough funds the the account to cover the transaction the bank charged me a NSF Return Item Fee … read more
Lucy, Esq.
Lucy, Esq.
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I recently had a situation, where I had a pre authorized debit
I recently had a situation, where I had a pre authorized debit coming out of my account. I had called the company and instructed them that I would not have the funds available at the time, and not to … read more
Lucy, Esq.
Lucy, Esq.
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In April, Bank of America forced closed one of my accounts,
In April, Bank of America forced closed one of my accounts, I went into the bank to find out about paying the balance so no further actions would be taken, the customer service rep told me the balance… read more
Infolawyer
Infolawyer
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bank of America claims their atm and electronic funds verificati&
bank of America claims their atm and electronic funds verification is not dependable reference when the answer is receipted, "transaction approved" or the balance is listed on the receipts. My receipt… read more
Lucy, Esq.
Lucy, Esq.
Juris Doctor
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I had 3 checks that did not clear my checking acct.The checks
I had 3 checks that did not clear my checking acct.The checks were ran through 5 times.My acct balance is -$521.76 which is all NSF fees.The e-checks were returned to that company as well.I contacted … read more
Law Educator, Esq.
Law Educator, Esq.
125,342 satisfied customers
My son in TX & I (in TN) share a checking account. My sons
My son in TX & I (in TN) share a checking account. My son's money funds it and I manage the dispersement of funds, but I am the primary owner of the account. On 1/12/10, a salesperson for some Magazin… read more
Roger
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Doctoral Degree
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I want to sue HSBC for unauthorized overdraft assessments.
I want to sue HSBC for unauthorized overdraft assessments. My account was overdrawn at the beginning of October by $19. HSBC charged my account an overdraft fee of $35 by withdrawing this money from m… read more
LADY LAWYER
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I have an account with TDBanknorth in Maine that recieved a
I have an account with TDBanknorth in Maine that recieved a service fee that put it in the negative, I haven't used the account since I left to FL in Feb for an emergency and I find there is a large n… read more
Thomas McJD
Thomas McJD
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I own a small limo company and I am contracted through a large
I own a small limo company and I am contracted through a large Limo Company. When my employer paid me his checks almost always bounced. I opened an account at the bank my employer uses - and would sto… read more
RGMacEsq
RGMacEsq
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How do I resolve a mix-up with my car loan lender They deposited
How do I resolve a mix-up with my car loan lender? They deposited a check-by-phone payment to the wrong account. I did not have enough funds in that account, and was charged two NSF fees. After those … read more
Roger
Roger
Litigation Attorney
Doctoral Degree
26,986 satisfied customers
I AM SO UPSET. WELLS FARGO BANK HAS PLAYED DOMINOS WITH MY ...
I AM SO UPSET. WELLS FARGO BANK HAS PLAYED DOMINOS WITH MY MONEY. THE NSF & OVERDRAFT CHARGES ATE UP MY GREEN MONEY AND "MY" BILL PAY ON LINE MADE MY SCHEDULED PAYMENTS WITH MONEY I DID NOT HAVE. THEE… read more
Mr. L
Mr. L
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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