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A collection AGENCY, says they are; C.W.L. and associates.

Customer Question
A collection AGENCY, says...

A collection AGENCY, says they are; C.W.L. and associates. from phone numbers(###) ###-####and(###) ###-####trying to receive pmt for a payday loan that was in 2002. which I had already paid thm.

Lawyer's Assistant: What state is this in? And when did the issue begin?

In las vegas Nevada. they said I made partial payments in 2002.

Lawyer's Assistant: Have you contacted the manufacturer?

I didn't call check into cash said they sold this account to a collection agency in 2002.

Submitted: 8 months ago.Category: Consumer Protection Law
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12/14/2017
Consumer Protection Lawyer: John, Lawyer replied 8 months ago
John
John, Lawyer
Category: Consumer Protection Law
Satisfied Customers: 6,050
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Consumer Protection Lawyer: John, Lawyer replied 8 months ago

The debt is well beyond the 6 year statute of limitations. It is as such illegal for them to try to collect it. You should write a cease and desist letter, stating it's beyond the time to collect and that they the debt is time-barred, that they are to cease communication with yourself and others regarding the alleged debt, and further communication will be cause for you to seek all available recourse including filing complaints with the State and FTC.

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Consumer Protection Lawyer: John, Lawyer replied 8 months ago

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

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