Consumer Protection Law

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Related Consumer Protection Law Questions
I just received a summary for judgment in a credit card debt
I just received a summary for judgment in a credit card debt case after filing an answer to the case. What happens next? … read more
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3 months ago I made the wrong decision of how to handle my credit card debt problem by enrolling into a "debt resolution program" and was told that negotiators could reduce my debt by negotiating with… read more
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Installment loan. I'm thinking of going with a debt
Customer: Installment loan. I'm thinking of going with a debt consolidation company and want to make sure they would cover these as well as credit card dept … read more
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I don't want to file bankruptcy but I am over my head in
I don't want to file bankruptcy but I am over my head in payments. I need to consolidate debt or find a debt reduction settlement plan. I can afford a payment that is reasonable, but my debt to income… read more
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I and my wife are considering a Dept. Consolidation company
I and my wife are considering a Dept. Consolidation company to negotiate our credit card debt of $60,000 lower. Would this route be better or would a Ch. 13 thru an attorney be better ? The two debts … read more
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My girlfriend was working for about 3 months about the sametime
My girlfriend was working for about 3 months about the sametime last year part time and she aquired about 10 credit cards and maxed them out, now she's not working, we live in indiana is there any tru… read more
FiveStarLaw
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I have run into a financial snag. I can not make my credit
I have run into a financial snag. I can not make my credit card payments temporarily. I will toward the middle to later portion of the month of may. I am looking at receiving a big state tax refund ch… read more
cfortunato
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I am enrolled in a debt consolidation program and montly payments
I am enrolled in a debt consolidation program and montly payments are figured on what I owe. I am still getting calls from debt collectors and have recently received a court summons to appear for one … read more
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Is it true that a credit card co. can make arrangements with
Is it true that a credit card co. can make arrangements with a 3rd party debt consolidation co. but not make the same deal with the consumer. I owe Cap. One - a lot of money - got proposal from a debt… read more
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Hi I live in NJ, recently I received a call from collector
Hi I live in NJ, recently I received a call from collector saying I owe 5 figure amounts in two different accounts. my credit reports do not indicate any such debt. I did have some debt lapses of 2000… read more
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My name is Marc. I am a 67 year old single male. I was sent
My name is Marc. I am a 67 year old single male. I was sent a letter from Nationwide Debt Direct about credit card debt consolidation. Since my total credit card debt is over $37,000 on 6 credit cards… read more
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I have some cedit card debt and am curious about the debt consolidation
I have some cedit card debt and am curious about the debt consolidation industry. Is this all bogus or do they usually manage to knock off 1/2 of the debt owed? Is there a safe way to proceed with the… read more
Infolawyer
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I need some neutral part advice on a choice. Ill soon
I need some neutral part advice on a choice. I'll soon get 1722 a month and have a part time self employment sales job that earns just about the maximum !4,160 allowed by soc. sec., (before they reduc… read more
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I have a second home accquired before I was married as well
I have a second home accquired before I was married as well as a credit card, both of which I cannot pay. I have lost my job, both my husband and I have undergone life-threatening illnesses and are st… read more
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I need help with getting my credit back the way it should be.
I need help with getting my credit back the way it should be. I have all the documentation that states my ex wife assumed all responsibility for the debt and I would not contest anything in the house … read more
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I HAVE UNPAID CREDIT CARD ITS BEEN WELL OVER FOUR YEARS THAT
I HAVE UNPAID CREDIT CARD ITS BEEN WELL OVER FOUR YEARS THAT I DID NOT MAKE THE PAYMENT. THOUGHT WHEN YOU HAVE AN UNSECURED CREDIT CARD THAT THEY CANNOT PUT A JUDGEMENT OR LEVY ON YOUR HOUSE OR TAKE Y… read more
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hi, this is whats happening. a few years ago i was having
hi, this is what's happening. a few years ago i was having some financial problems with my credit cards, the rates were too hight and i was making the payments but the balance never come down, i decid… read more
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I have been paying a credit card company for year through a
I have been paying a credit card company for year through a non profit consolidation company, they just now accepted the consolidation company's proposal to lower the interest rate after a year. They … read more
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Meet the Experts:

Infolawyer

Infolawyer

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7,202 satisfied customers

Licensed attorney helping individuals and businesses.

Ely

Ely

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3,436 satisfied customers

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P. Simmons

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16+ yrs. of legal experience.

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LADY LAWYER

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RGMacEsq

RGMacEsq

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RobertJDFL

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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