Consumer Protection Law
Consumer protection law questions? Ask a lawyer now.
Hello: My name is ***** ***** I am an attorney. Is your name on the title of the car?
Okay. Hold, please. I am doing research for you.
Okay. If you both own the car, you both can technically use it. However, you cannot repossess it because you already own it! If though, you are the sole owner, it is your car and you can repossess it. But if joint owners, then both of you can use it. You cannot sell it without the consent of the other person if you own it jointly. However, you do have a right to sue the other person for a money judgment and then attempt to collect on it. In hindsight, you would have wanted a written agreement outlining the details of use and options to sell. In sum, you can use it equally if both names are ***** ***** title, or repossess or sale it if your name is ***** ***** the title, and you can sue for a money judgment.
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Hi: If both of your names are ***** ***** title of the mv and the loan, most likely the lender will require both of your names on any re-financing since you own part of it. He could refinance and pay you what you are owed and then you can give your share of the title. That could be an option. If you get a money judgment, then you can attach any bank accounts or garnish his wages.
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