Consumer Protection Law

Consumer protection law questions? Ask a lawyer now.

Ask a Lawyer,
Get an Answer ASAP!

This answer was rated:

Regarding a fraud or scam. Who will or might take my case?

What is the difference between...
regarding a fraud or scam. Who will or might take my case? What is the difference between fraud and scam and how will each affect my credit score?
Show More
Show Less
Ask Your Own Consumer Protection Law Question
Answered in 1 minute by:
11/16/2017
Zoey, JD
Zoey, JD, Lawyer
Category: Consumer Protection Law
Satisfied Customers: 31,897
Experience: 18+ years of NYS litigation experience.
Verified

Hi,

I'm Zoey.

I've reviewed your post. Please be patient as I may need to research for you, and it also takes time to compose and type a reply.

Ask Your Own Consumer Protection Law Question

Who will or might take my case?

If you wanted to try to get the state to prosecute, you'd report the fraud/scam to the police as a criminal offense. The DA would then act on your behalf and you would not need a lawyer.

If you were looking to sue for the fraud, you'd hire a civil litigator (trial lawyer). One who was experienced in intentional torts would be what you'd want. A civil litigator in general practice would likely be able to take this on.

What is the difference between fraud and scam and how will each affect my credit score?

There's no real difference between fraud and scam. The former is a more formal term. The latter is in everyday use. In either case, the intent of the perpetrator is to defraud someone.

Zoey, JD
Zoey, JD, Lawyer
Category: Consumer Protection Law
Satisfied Customers: 31,897
Experience: 18+ years of NYS litigation experience.
Verified
Zoey, JD and 87 other Consumer Protection Law Specialists are ready to help you
Ask your own question now

Just checking in to see if you need more help or any clarification of my answer. If so, please reply here on this question thread.

Ask Your Own Consumer Protection Law Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a consumer protection lawyerLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask Zoey, JD Your Own Question
Zoey, JD
Zoey, JD
Zoey, JD, Lawyer
Category: Consumer Protection Law
Satisfied Customers: 31,897
31,897 Satisfied Customers
Experience: 18+ years of NYS litigation experience.

Zoey, JD is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

< Previous | Next >

Meet the Experts:

Infolawyer

Infolawyer

Lawyer

7,125 satisfied customers

Licensed attorney helping individuals and businesses.

Ely

Ely

Counselor at Law

3,436 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

Barrister

Barrister

Lawyer

1,679 satisfied customers

Attorney,17 years experience in consumer protection areas

P. Simmons

P. Simmons

Lawyer

1,227 satisfied customers

16+ yrs. of legal experience.

LADY LAWYER

LADY LAWYER

Lawyer

748 satisfied customers

Consumer Lawyer

RGMacEsq

RGMacEsq

Lawyer

604 satisfied customers

Licensed Texas General Practice Attorney

RobertJDFL

RobertJDFL

Lawyer

517 satisfied customers

Experienced in multiple areas of the law.

< Previous | Next >

Related Consumer Protection Law Questions
I have been taken by a smooth talking man who said that he
I have been taken by a smooth talking man who said that he was from windows division of Microsoft and I immediately suspected a fraud but I talked to the man for nearly an hour and during that time he… read more
Zoey, JD
Zoey, JD
Lawyer
Doctoral Degree
31,897 satisfied customers
If I was tricked by a scammer into participating in a scam
If I was tricked by a scammer into participating in a scam where I charged payments to my checking account and credit card, can I recover my loss from the bank? … read more
LegalPro54
LegalPro54
Doctoral Degree
1,258 satisfied customers
How can my credit scores from different institutions be different?
Based on the information I received from myBankrate, Credit Karma, Equifax, TransUnion, and Experian, my Credit Score is in the range of 712 -738. There are a few negative items. I applied for an Auto… read more
Infolawyer
Infolawyer
Lawyer
Doctoral Degree
7,125 satisfied customers
I recently applied mortgage and they told me my average
I recently applied for a mortgage and they told me my average credit score is 685. I use AMEX CreditSecure to monitor my credit report. They show my scores to be 741,750,750. I know there are differen… read more
PaulmoJD
PaulmoJD
Attorney At Law
Doctoral Degree
106 satisfied customers
My wife and I purchased an Unlimited Vacation Club membership
My wife and I purchased an Unlimited Vacation Club membership as well in Cancun. We paid the $5K down - but if we stop paying the $4800 over 4 years, how badly can we get hurt? (can they sue, how bad … read more
PaulmoJD
PaulmoJD
Attorney At Law
Doctoral Degree
106 satisfied customers
I want through a bad divorce and have watched my credit score
I want through a bad divorce and have watched my credit score go from 760 to 580 to the point i cannot even get a car financed. I owe american express $25k between 3 of their cards and worked out a pa… read more
PaulmoJD
PaulmoJD
Attorney At Law
Doctoral Degree
106 satisfied customers
I purchased the credit score directly from the 3 credit report
I purchased the credit score directly from the 3 credit report companies and the credit scores are difference from the one I got from the loan company that finance my mortgage. But every time I purcha… read more
Infolawyer
Infolawyer
Lawyer
Doctoral Degree
7,125 satisfied customers
Hello, I currently reside in New York, but will be relocating
Hello, I currently reside in New York, but will be relocating to Europe in the next few months. I have a home to sell, but knowing the market, it may likely turn into a short sale where I will eventua… read more
Law Pro
Law Pro
Doctoral Degree
19,000 satisfied customers
I am considering filing a suit against equifax. they have ruined
I am considering filing a suit against equifax. they have ruined my credit and are continuing to do so. Now i have had an admission, that the infomation the reported on my credit report is flawed. thi… read more
socrateaser
socrateaser
1,031 satisfied customers
i have a credit card with credit one bank which i have reported
i have a credit card with credit one bank which i have reported fraudulent charges. they refuse to cooperate in investigating to get the charges removed. now i am getting billed by Convergent outsourc… read more
PaulmoJD
PaulmoJD
Attorney At Law
Doctoral Degree
106 satisfied customers
I am refinancing my home through a direct lender. The rates
I am refinancing my home through a direct lender. The rates they are quoting me are based on credit scores that significantly do not match the scores that the three credit bureaus provided. There is a… read more
Dwayne B.
Dwayne B.
Juris Doctor
28,766 satisfied customers
I recd a call from a Mr. XXXXX XXXXX supposedly of the Dept. of Consumer Affairs
I rec'd a call from a Mr. XXXXX XXXXX supposedly of the Dept. of Consumer Affairs in Wash, DC, regarding a large monetary prize that I have supposedly won and that I have to buy an insurance policy ag… read more
Ely
Ely
Counselor at Law
Juris Doctor
3,436 satisfied customers
I am thinking about applying for the Making Home Affordable.
I am thinking about applying for the Making Home Affordable. I lost my job in January and it would be a good thing to lower my house payment. I am worried, however, that if I get MHA help my credit sc… read more
CounselorJim
CounselorJim
Attorney
Doctoral Degree
360 satisfied customers
I have invested $ in a home business fidelity merchant solutions
I have invested $ in a home business fidelity merchant solutions that I was told would set up website for me to process clients who are willing to change their credit card terminal transactions that p… read more
Andrea, Esq.
Andrea, Esq.
Attorney
Post-Doctoral Degree
10,512 satisfied customers
I am writing you regarding a Gap card, which was offered to
I am writing you regarding a Gap card, which was offered to me in a fraudulent way. I was at the cash register in the Gap store, and the lady behind the register asked me if I would like to save 20 % … read more
legaleagle
legaleagle
Attorney
Doctoral Degree
7,047 satisfied customers
Is it worth submitting a complaint to the BBB in regards to
Is it worth submitting a complaint to the BBB in regards XXXXX XXXXX upscale dating agency who has a A+ rating but a history of 8 complaints of which 3 where submitted last year. I have paid 6-figure … read more
Ely
Ely
Counselor at Law
Juris Doctor
3,436 satisfied customers
On my credit report there is an inquiry from a company that
On my credit report there is an inquiry from a company that is under investagation for fraud in LA. This was generated by a landscaper from 3 1/2 years ago, that abandoned the job, and had only a verb… read more
MDLaw
MDLaw
Attorney
Post-Doctoral Degree
358 satisfied customers
I tried to start up an e-commerce business in November of 07.
I tried to start up an e-commerce business in November of 07. I purchased a package of 6 web sites. I was then contacted by the Tax Club who offered to handle all my tax issues, legal filings for star… read more
lwpat
lwpat
Doctoral Degree
256 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x