Consumer Protection Law

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I have an insurance claim. The insurance company wrote a
I have an insurance claim. The insurance company wrote a check with the mortgage company as co-signer. The work has been completed two weeks ago. The mortgage company won't release the money, saying t… read more
LegalGems
LegalGems
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We recently received funds from our Flood Insurance Agency
We recently received funds from our Flood Insurance Agency for structure repairs from the recent flood. Our home is located in an area where flood insurance was not required by the mortgage company, b… read more
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Ray
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Doctoral Degree
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I am paying for a house that had some damages because of
hi, I am paying for a house that had some damages because of Harvey, the mortgage lender is asking for the check and either he wants to keep all the check until all the repairs have been done or he ha… read more
Barrister
Barrister
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Doctoral Degree
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I am in California and have a 42k ins claim. the funds were
hello, I am in California and have a 42k ins claim. the funds were disbursed to me and the lender. The lender released one check for $17k, but now has not released the rest. We have been requesting it… read more
Law Educator, Esq.
Law Educator, Esq.
125,523 satisfied customers
I have a question. We were in a bad flood. Took out the
I have a question. We were in a bad flood. Took out the first floor of our house. We have flood insurance and we have a homeowner's claim. So my question is, would we be able to take the insurance mon… read more
Lucy, Esq.
Lucy, Esq.
Juris Doctor
27,390 satisfied customers
OK, I have lost everything with the floods here around Baton
OK, I have lost everything with the floods here around Baton Rouge, LA. Good news I have flood insurance. Bad news not much on content coverage. So waiting on insurance adjuster to get with me. We als… read more
Lucy, Esq.
Lucy, Esq.
Juris Doctor
27,390 satisfied customers
I have flood insurance because it is required by my lender.
I have flood insurance because it is required by my lender. I got the insurance in 2001, and they have been raising the value of my home every year without my approval. My insurance premium increased … read more
Phillips Esq.
Phillips Esq.
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JD
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My mortgage company will not release insurance funds even though
My mortgage company will not release insurance funds even though their inspector reported 100% of repairs are completed… read more
Ely
Ely
Counselor at Law
Juris Doctor
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We have refinanced our house and in doing so they let us keep
We have refinanced our house and in doing so they let us keep the insurance and property tax out of the loan on the house. So since they let us keep the insurance out of the loan can we set our insura… read more
Barrister
Barrister
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I have a home in WV that was purchased in 2005. It has a mortgage
I have a home in WV that was purchased in 2005. It has a mortgage on it. I have fire insurance. I had a fire in an out building built in 2007, and it burned it to the ground. I was covered to $16K and… read more
WiseOwl58
WiseOwl58
JD Honors Graduate
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Hello. I stayed the weekend at a Marriot thotel in early July in Oklah
Hello. I stayed the weekend at a Marriot thotel in early July in Oklahoma. On the Saturday I was there, I was steaming a piece of clothing in the hallway outside of the bathroom in my room and the fir… read more
FLACORPLAWYER
FLACORPLAWYER
Doctoral Degree
1,750 satisfied customers
I received a letter from my mortgage company dated February
I received a letter from my mortgage company dated February 13, stating that I must increase my flood insurance amount by $24,600 in order to comply with Chase Home Finance requirements that flood ins… read more
Loren
Loren
35,994 satisfied customers
i have a beef with my mortgage company. I sustained a water
i have a beef with my mortgage company. I sustained a water damage loss for which the indurane company cut a check for $26,000. It was made out to me and the mortgage company. My mortgage company requ… read more
Law Educator, Esq.
Law Educator, Esq.
125,523 satisfied customers
I got an equity loan in summer of 07 for $2500 with insurance
I got an equity loan in summer of 07 for $2500 with insurance against disability or death. In mid November of that year I became disabled, and too unable to access the disability insurance, so continu… read more
Roger
Roger
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Doctoral Degree
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Dear Sirs, I am seeking information on how to get out of my
Dear Sirs, I am seeking information on how to get out of my membership with Direct Buy. I have been a member over the past year and half. In the course of that time, I have tried to make purchases for… read more
Infolawyer
Infolawyer
Lawyer
Doctoral Degree
7,233 satisfied customers
We live in Port Monmouth, NJ. Recently our area had their flood
We live in Port Monmouth, NJ. Recently our area had their flood maps redrawn and the 100 year flood plane now goes through our property. Bank of America holds our mortgage, which has a balance of $79,… read more
Steinlaw
Steinlaw
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I own a small limo company and I am contracted through a large
I own a small limo company and I am contracted through a large Limo Company. When my employer paid me his checks almost always bounced. I opened an account at the bank my employer uses - and would sto… read more
RGMacEsq
RGMacEsq
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Doctoral Degree
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I am having trouble getting insurance funds from my mortgage
I am having trouble getting insurance funds from my mortgage company do I as the home owner have any rights? I live in Texas… read more
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16+ yrs. of legal experience.

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RobertJDFL

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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