Consumer Protection Law

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A pay day loan called me at work made an agreement and now I
a pay day loan called me at work made an agreement and now I cannot call them. The numbers are no good. Should I cancel this payment … read more
Zoey, JD
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I. Received a call at 6:30 this morning from a person
I. Received a call at 6:30 this morning from a person stating that the have papers to serve me so he gave me a number to call so I called it is a company called Bronstein and Weiss they say that I too… read more
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LegalKnowledge
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I live in Colorado and have several payday loans. My account
I live in Colorado and have several payday loans. My account is overdrawn with bounced check fees and is going to automatically close because it will be overdrawn over 30 days. I just signed up for a … read more
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I have gotten a call recently saying that I owed a payday
I have gotten a call recently saying that I owed a payday loan of 400 dollars from june 2011 that the check had bounced and they were now going to court to file for fraud charges against me. Case numb… read more
CalAttorney2
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Someone took out a payday loan in my name and now Im being
Someone took out a payday loan in my name and now I'm being sued. They contacted me at work. The money was deposited in my checking account and withdrew. I have asked the law firm who called for my si… read more
Law Pro
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I know that best way to stop the withdraws is to close down
I know that best way to stop the withdraws is to close down my account; however my emplyeer is not agree to close my bank account as it was opne by them and it is easier for them to deposit my salary … read more
Andrea, Esq.
Andrea, Esq.
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My husband, who suffered a heart attack and some brain injury
My husband, who suffered a heart attack and some brain injury as a result, got a payday loan from a company called Mass Street Group. He stupidly gave them his account info and they take money from ou… read more
lucy7368
lucy7368
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Is a consumer protected in any way if they deal with a loan
Is a consumer protected in any way if they deal with a loan company that is located in the West Indies--the loan was consummated over the Internet. No paperwork was ever signed. Money was wired ACH. T… read more
Dwayne B.
Dwayne B.
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Hello, I took out a 2600 installment loan on the internet
Hello, I took out a 2600 installment loan on the internet through Cashnetusa.com and paid more then half off already. They didn't credit me and lied saying my loan was paid to 0 balance. I called them… read more
HCLegal
HCLegal
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I went online a few weeks ago in search of a short term loan
I went online a few weeks ago in search of a short term loan - after doing so, a Payday loan company called "CMG Group" somehow got all of my information and deposited $300 into my checking account wi… read more
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I have bad credit and went online to request an online loan.
I have bad credit and went online to request an online loan. I applied at several places and received well over 400 emails from various places. So my name and other infromation was shared across the i… read more
MShore Law
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I received a call two days ago from a proclaimed agent who
I received a call two days ago from a proclaimed agent who stated a payday loan company (LoanPointUsa) states I owe them $4080.0 from a payday loan in 2009 and if I didnt pay they were gonna have me j… read more
lwpat
lwpat
Doctoral Degree
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I have a very serious question to ask, but first hear me
Good Morning...... I have a very serious question to ask, but first hear me out. About 1 month ago I applied online for 3 payday loans. I gave my information and received my loans. during that time I … read more
AttorneyTom
AttorneyTom
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I acquired an online loan for $350 from FastCash-Advance in
I acquired an online loan for $350 from FastCash-Advance in December of 2009. I have never received a copy of the contract or confirmation although their customer service says that they received confi… read more
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Best loan Funding in Agoura California is a scam tried to get
Best loan Funding in Agoura California is a scam tried to get a loan with them and told i was approved all i neede was a two month security deposit and money for the insurance and the loan is approved… read more
Roger
Roger
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Doctoral Degree
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I had a man call me yesterday about a payday loan from a while
I had a man call me yesterday about a payday loan from a while back. He threaten to have me arrested and my job contacted. He refused to work with me concerning the loan. I told him that I did not hav… read more
lwpat
lwpat
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Is it illegal for a company to pull funds from your checking
Is it illegal/legal for a company to pull funds from your checking account without your consent or notifying you of their intent? I got a payday loan back in 2006 due to hard times. A company called t… read more
ctlawyer
ctlawyer
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Do cash advance business have a limit on the interest ...
Do cash advance business have a limit on the interest that they can charge? i currently and paying one and have for over a year now on a three year loan and as of today I have only paid 12.00 towards … read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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