Consumer Protection Law

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I took out an Internet Payday loan and the agreement was for

them to withdraw the funds...
I took out an Internet Payday loan and the agreement was for them to withdraw the funds from the checking account and some how that didn't happen. I had the money in the account. My other loan went through and I had enough to pay the funds. Well..I didn't know the money was not withdrawn until I receive an email stating I owed way more than what I initially owed. I got trapped
JA: What state are you in? And is a local attorney or other consumer protection advocate helping with this?
Customer: California
JA: Have you contacted the manufacturer?
Customer: I tried but can get to a live person.
JA: Anything else you want the lawyer to know before I connect you?
Customer: cant
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Answered in 10 minutes by:
10/22/2017
Phillips Esq.
Phillips Esq., Attorney-at-Law
Category: Consumer Protection Law
Satisfied Customers: 19,845
Experience: B.A.; M.B.A.; J.D.
Verified

Hello: This isCustomer Welcome to JustAnswer! I am reviewing your post, and I will post my response very shortly. Thank you for your patience.

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Customer reply replied 1 month ago
The initial loan was for $800 I made all my payments on time every pay period in which 216 is withdrawn from my checking every 2 weeks for a total of 5 weeks already. Something must have happened because the payment was not withdrawn on payday 10/20/17. I didn't know until I receive an email the next day to call immediately because my payment was past due and I now owe $843.02 now. This has never happened in my and it feels like a scam tactic.

I am so sorry to read about your difficulties.

I have carefully reviewed your post. However, I did not see a specific question. What is your specific question?

Thank you for your cooperation,

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Customer reply replied 1 month ago
My specific question is what can I do legally at this point or what is my best option at this point? I'm back further than I started. $843 is what they want immediately and I have already made 5 payments of $216.

Thank you for the information.

DO NOT PAY ANY MORE. Stop further debits from your account.

Report this company to Consumer Financial Protection Bureau ("CFPB") for further assistance. CFPB is a relatively new agency that is charged with protecting the consumers and making sure payday lenders, mortgage lenders and their servicers play fair and play by the rules. This agency has been very successful in going after lenders and servicers for this type of abuses. Click here or on the link below to file your complaint:

http://www.consumerfinance.gov/complaint/

Best wishes,

A positive rating to my response is appreciated so that I can receive credit for responding to your post. There is no additional cost to you for giving a positive rating.

Thank you for your cooperation.

Phillips Esq.
Phillips Esq., Attorney-at-Law
Category: Consumer Protection Law
Satisfied Customers: 19,845
Experience: B.A.; M.B.A.; J.D.
Verified
Phillips Esq. and 87 other Consumer Protection Law Specialists are ready to help you
Ask your own question now
Customer reply replied 27 days ago
I can't thank you enough. I filed a complaint with CFPB and immediately my loan was settled. It was awesome!

You are quite Welcome!

I am glad things worked out for you.

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Phillips Esq.
Phillips Esq.
Phillips Esq., Attorney-at-Law
Category: Consumer Protection Law
Satisfied Customers: 19,845
19,845 Satisfied Customers
Experience: B.A.; M.B.A.; J.D.

Phillips Esq. is online now

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