Consumer Protection Law

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On Saturday the 7th my wife went to a car dealership to
On Saturday the 7th my wife went to a car dealership to explore getting a car through her company. She was told by her employer to go to the dealership and select the car. At the dealership she informed them that was what she was there to do. She asked the salesmen if he know about this type of transaction. He said no, but he would talk to someone who would. When he returned he told her that the person in the office said they she needed to proceed with the purchase of the car and turn the paperwork into her HR department. My wife was concerned with the response and the salesmen again went in to talk with the person in the office. He came back as said that the person said he is sure they do this all the time. As we proceeded through the process she continued to say if this is not the process I will not be able to purchase the car. She was assured repeatedly this was how it was done not to worry. When they presented her with the papers for the lease she again said I do not think I will do the lease with the dealership I think it is with the company that deals with her employer. She was told that no what is done you setup the lease and the third-party company will pay all the expenses once she turns the paper work into her employer. She expressed this concern throughout the process with the person the salesmen had talked to in the office, the insurance people, and the finance person. All of whom said not to worry this is how it is done. The only person who said he was not sure was the finance person, but he deferred to the salesman and manager from the office. Today my wife was able to talk with her HR department they informed her that was not how the process was to be done. She told my wife that they had worked with this dealership in the past and they completely understand how it operates, but that they continue to mislead people and talk them into signing paper work that is not the way to do this. Is there some recourse we have with the dealership to undo what has been done and do it the proper way? … read more
Phillips Esq.
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Hi received the following email today and a couple like this
Hi received the following email today and a couple like this week: CASE FILE#: M-0502-SI-WC-238 LOAN INFORMATION: DUE AMOUNT-$955.75 LOAN COMPANY- ACS Incorp This is to inform you, that you are going … read more
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I was just served by Wells Fargo bank in Arizona for a credit card that wasn't paid for $8000. I have to respond in 20 days to the court. I can't afford a lawyer and meet my current obligations. I hav… read more
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My sister had a crisis and needed money. I agreed to co sign a $650.00 loan over the phone in a taped conversation. They granted her $6500.00 in credit and she used it and eventually defaulted on the … read more
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6/25/2012 I received a bill nearly one year after service 8/8-8/11/2011 Northside cherokee Hospital. Total Bill was $957.77. I set up monthly payments of 100.00. They took out payment first month. Aft… read more
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I have a first year college student who applied for student loans along with us receiving loan revenue for his schooling. He attended school as a full time student but after completing his full year d… read more
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I have a $9,500 defaulted student loan due to long-term unemployment,
I have a $9,500 defaulted student loan due to long-term unemployment, and at one time, homelessness. I finally landed a part-time retail job earning $250 weekly. The collection agencies started callin… read more
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Since we qualify for a chapter 7 bankruptcy, the lawyer needs to be paid first instead of rolling into the repayment plan. Since we don't have the money right now, my question is: What happens when th… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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