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Is bankruptcy the only option? What would happen if I simply

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stopped paying the collection company...
Is bankruptcy the only option? What would happen if I simply stopped paying the collection company and credit cards?
Submitted: 3 months ago.Category: Consumer Protection Law
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Answered in 3 days by:
9/16/2017
Consumer Protection Lawyer: Loren, Lawyer replied 3 months ago
Loren
Loren, Lawyer
Category: Consumer Protection Law
Satisfied Customers: 35,345
Experience: 30 years experience in general legal matters.
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Bankruptcy is not the only option, but if you can not settle then they will likely sue you for repayment.

Your other option is to negotiate with your creditors to negotiate some breathing room. Sometimes they will freeze interest or discount the amount owed. It is basically whatever you can negotiate. Do not be afraid to ask for a concession. All they can do is refuse. There is no downside to asking.

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Consumer Protection Lawyer: Loren, Lawyer replied 2 months ago

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Loren
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Category: Consumer Protection Law
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Experience: 30 years experience in general legal matters.

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