Consumer Protection Law

Consumer protection law questions? Ask a lawyer now.

Connect one-on-one with {0} who will answer your question

Related Consumer Protection Law Questions
I am trying to find out a couple issues with my modification
I am trying to find out a couple issues with my modification HELOC account. First, my account was in default, they agreed to do a modification. I also owed back taxes. I had made arrangements with my … read more
Law Educator, Esq.
Law Educator, Esq.
126,889 satisfied customers
This questions pertains to state licensing of loan
This questions pertains to state licensing of loan servicers.I nearly lost a rental property to foreclosure due to poor planning during a lengthy, failed loan mod attempt. A Chapter 11 and the fact th… read more
Law Educator, Esq.
Law Educator, Esq.
126,889 satisfied customers
I live in Clackamas, Oregon. Bank of America is my servicer,
I live in Clackamas, Oregon. Bank of America is my servicer, my loan is an FHA Freddie Mac, since February of 2010 I've been trying to get a HAMP MODIFICATION I've been diligent and in contact with th… read more
Infolawyer
Infolawyer
Lawyer
Doctoral Degree
7,125 satisfied customers
my mortgage bank started a foreclosure process on january 2012
my mortgage bank started a foreclosure process on january 2012 during a loan modification that i have applied for, my question is, can the bank start a foreclosure during a loan modification process? … read more
JBaxLaw
JBaxLaw
Attorney
Doctoral Degree
8,080 satisfied customers
Dylatess, Can I do a home affordable modification and then
Dylatess, Can I do a home affordable modification and then suspension or if I really need suspension, would just a lien strip work by itself to help give me some mortgage relief? My first is more than… read more
Law Educator, Esq.
Law Educator, Esq.
126,889 satisfied customers
did the NY state attorney general mandate banks ie: wells
did the NY state attorney general mandate banks ie: wells fargo to return money to people went through home modification?… read more
Law Pro
Law Pro
Doctoral Degree
19,000 satisfied customers
I own a home that was purchased on an 80/20 program in 2007.
I own a home that was purchased on an 80/20 program in 2007. The second is a suborn-ate to the first. The house is no long worth the price of the two combined. What happens if I decide to quit paying … read more
MShore Law
MShore Law
Doctoral Degree
1,233 satisfied customers
My husband is in a nursing home and I am trying to get him
My husband is in a nursing home and I am trying to get him on Title 19, Medicaid thru the state of CT. I have been submitting all the paperwork they requested thru the nursing home. He might be on Tit… read more
Law Pro
Law Pro
Doctoral Degree
19,000 satisfied customers
Due to job relocation to different city (450 ml) I will
Due to job relocation to different city (450 ml) I will enter a hardship due to the extra rent I need to pay. I am current, excellent credit. Loan interest (fixed/30 yr) is 6.80% we also ha a home imp… read more
Andrea, Esq.
Andrea, Esq.
Attorney
Post-Doctoral Degree
10,512 satisfied customers
We were just denied for a HAMP modification through Wells Fargo
We were just denied for a HAMP modification through Wells Fargo and we are not sure what to do next. Hoping for some advice! Wells Fargo's response, after almost a year , and multiple submissions of p… read more
Law Pro
Law Pro
Doctoral Degree
19,000 satisfied customers
I am a customer of Bank of America. They are who I signed
I am a customer of Bank of America. They are who I signed loan papers for my home in 2003. My interest is 5.70%. When I went to them to negotiate a lower interest rate, they are telling me that I am n… read more
CounselorJim
CounselorJim
Attorney
Doctoral Degree
360 satisfied customers
I recently applied for a HAMP on my first mortgage and was
I recently applied for a HAMP on my first mortgage and was approved and am currently in the trial phase of the payment plan. I filed a Chapter 7 BK about 3 1/2 years ago and it was discharged. My firs… read more
Teacher Editor
Teacher Editor
Teacher
Doctoral Degree
744 satisfied customers
I have been out of work since the end of March and collecting unemployment; I have paid al
I have been out of work since the end of March and collecting unemployment; I have paid all of my bills on-time up until my financial reserves were depleted in July. From that time I have stopped payi… read more
Legalease
Legalease
Attorney At Law
Doctor of Law w/ highest honors
15,719 satisfied customers
Im having a serious, ongoing problem with Bank Of America
I'm having a serious, ongoing problem with Bank Of America and the making home affordable program. I need advice on how to handle these home loan/modification scam artists.… read more
Law Pro
Law Pro
Doctoral Degree
19,000 satisfied customers
Chase bank served a summons to appear for pretrial mediation
Chase bank served a summons to appear for pretrial mediation on a credit card with a $4500 balance, my income is half what it used to be. I've also defaulted on other credit cards as well and do not h… read more
Sam
Sam
Attorney
Doctoral Degree
10,701 satisfied customers
I had contacted Bank of America. They hold my mortgage on a
I had contacted Bank of America. They hold my mortgage on a home in Portland Oregon. My husband passed away last year. My son and his family are residing in this home at the present time. My son is un… read more
Steinlaw
Steinlaw
Attorney/Principal
JD
1,704 satisfied customers
How can I save my home I tried the first phase of the Obama
How can I save my home? I tried the first phase of the Obama plan and the bank held my payment for 2 months, until I stopped the process. and returned making full payment. My credit score dropped over… read more
socrateaser
socrateaser
35,743 satisfied customers
In Jan 2009 I sent in my initial paprwk for a loan mod.In March,
In Jan 2009 I sent in my initial paprwk for a loan mod.In March, I rcved a letter stating our loan was in review.In June, they sent me a packet stating we were in review for the "HAMP" program but hav… read more
Steinlaw
Steinlaw
Attorney/Principal
JD
1,704 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

< Previous | Next >

Meet the Experts:

Infolawyer

Infolawyer

Lawyer

7,125 satisfied customers

Licensed attorney helping individuals and businesses.

Ely

Ely

Counselor at Law

3,436 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

Barrister

Barrister

Lawyer

1,679 satisfied customers

Attorney,17 years experience in consumer protection areas

P. Simmons

P. Simmons

Lawyer

1,227 satisfied customers

16+ yrs. of legal experience.

LADY LAWYER

LADY LAWYER

Lawyer

748 satisfied customers

Consumer Lawyer

RGMacEsq

RGMacEsq

Lawyer

604 satisfied customers

Licensed Texas General Practice Attorney

RobertJDFL

RobertJDFL

Lawyer

517 satisfied customers

Experienced in multiple areas of the law.

< Previous | Next >

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x