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Loren, Lawyer
Category: Consumer Protection Law
Satisfied Customers: 33999
Experience:  30 years experience in general legal matters.
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My mother passed away Feb 02, 2015. Receiving letters from

Customer Question

My mother passed away Feb 02, 2015. Receiving letters from collection agency (NAR INC) for Hospitals Bills & credit card companies balances. Can I personally be held liable? Especially the Credit Card bill. I am a authorized user only.
JA: What state is this in? And when did the issue begin?
Customer: Colo & June 15?
JA: Have you talked to a lawyer yet?
Customer: No
JA: Anything else you think the lawyer should know?
Customer: no
Submitted: 1 year ago.
Category: Consumer Protection Law
Expert:  Loren replied 1 year ago.

Good afternoon. I am Loren, a licensed attorney, and I look forward to assisting you.

As a general rule, children are not liable for the debts of their parents.

So, unless you signed to be a guarantor or co-signor, you cannot be held personally liable for your mother's debts.

You may have liability for the credit card, though, as an authorized user, depending on the terms of the credit agreement and whether you agreed to be liable for the account.

Customer: replied 1 year ago.
Do you practice colo law
Expert:  Loren replied 1 year ago.

I am licensed in Illinois and Florida, but what I told you is applicable in all states.

Expert:  Loren replied 1 year ago.

If you have no further questions, and have not yet done so, please remember to leave a favorable rating (click 5 stars in the rating section on this page) so that I am credited by JustAnswer for assisting you. A bonus is not required, but is always appreciated.

Expert:  Loren replied 1 year ago.

Did you have further questions before you rate my service to you?