Consumer Protection Law
Consumer Protection Law Questions? Ask a Lawyer Now.
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What is the homeowner's response when you contacted them regarding the bounced check?
Was is NSF for insufficient funds or was it a stopped check or account closed?
How long has it been since the job was done and the check bounced?
Ok, then you have a couple options here.. You can send them a demand letter for the rest of the money and state that you will be filing a mechanics lien on the house if they don't pay within 10 days. Then you can actually file one if they don't pay. You then can file a formal lawsuit to foreclose on the lien and force a sale of the house to pay the debt.
Or you can just go ahead and file suit in small claims court where the limit is $6,000 under a breach of contract claim.
I would probably just file suit in small claims court as you will get a judgment within a month and then you can record it at the local land records office and it will create a lien on any property that they own in the county. You can also garnish wages and seize bank accounts to enforce the judgment and collect on it.