How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask N Cal Attorney Your Own Question
N Cal Attorney
N Cal Attorney, Attorney
Category: Consumer Protection Law
Satisfied Customers: 9409
Experience:  since 1983
Type Your Consumer Protection Law Question Here...
N Cal Attorney is online now
A new question is answered every 9 seconds

I have ptsd. N I made my disability very clear when trusting

Customer Question

I have ptsd. N I made my disability very clear when trusting the car salesman. I also stress greatly that I'm not singing one to have to have to resign They took advantage of me by upselling me with a price $10,000 over blue book price . They then signed cash under finance co . They high pressured the sale and blamed my credit being the only deal I could get. Telling me I can refinance later on. Knowing no one would refinance in such a negative balance .The sent me a new contract with higher rate and payments thru a very questionable company.explaining the best they could find. Can I just return the vehicle and cancel the original contract ? All they care about right now is a buncH of my personal life . They gave me a high amount for my trade in n can't find a buyer for it ! Can I just get just void the original contract ?
Submitted: 1 year ago.
Category: Consumer Protection Law
Expert:  N Cal Attorney replied 1 year ago.

I am sorry to hear this.


"A dealer may let you take the car before financing is approved, a method often referred to as “spot-delivery.” Beware, if the dealer cannot get the financing approved on the agreed upon terms, they may ask you to re-sign the contract for a higher rate or longer term. Arizona law provides that you may reject the change in terms and the dealership must return your trade-in to you. It may not be made clear why the dealer needs you to “re-sign” documents. Pay close attention to any change in the contract or financing terms. Arizona’s spot-delivery law may be found at A.R.S. § 44-1371"

If the dealer refuses to obey the spot delivery law, you can get a free consultation from some of the consumer protection attorneys listed by location here.

I hope this information is helpful.