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They can turn it over to the DA but, realistically, the DA probably won't take it for a number of reasons.
The most likely result is that they sue you but if you keep paying on it as quickly as possible then they won't be able to get the case to trial before it is paid off. However, if they file the lawsuit before you pay then the judge may order you to pay their attorney's fees and interest so you want to pay as quickly as possible.
If your question has been answered then I'd offer my best wishes to you and ask that you please not forget to leave a Positive Rating so I receive credit for my work.
Of course, please feel free to ask any follow up questions in this thread. I want to be sure that all of your questions are answered. In addition, once you issue your Positive Rating the question will lock open and no longer time out so you can come back to it anytime in the future if you think of any follow ups.