Consumer Protection Law
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Verizon is notorious for this. And, you clearly don't owe this debt given your facts. Further, since Verizon doesn't have any legitimate claim against you, neither does the collection agency. The collection agency's claim is only as good as Verizon's claim. So, what to do? Send the collection agency a certified, return receipt requested letter explaining why you do not owe this debt (i.e., that Verizons' claim is not valid so neither is the collection agency's claim) and demand they immediately cease and desist all further efforts to contact you and/or anyone else to collect this debt. Inform them that any efforts to do otherwise will constitute a violation of the Fair Debt Collection Practices Act and that you will report each and every violation to the Federal Trade Commission. Each violation carries at least a $1,000 fine. Also let them know that should they file any negative credit report, you will be filing a defamation suit against them for both your actual and punitive damages. In my experience, the fine under the Federal Act and the threat of the defamation should be an end to these collection efforts.
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