Consumer Protection Law

Consumer Protection Law Questions? Ask a Lawyer Now.

Ask a Lawyer,
Get an Answer ASAP!

Consumer Protection Law

Pearl JA: What seems to be the problem? Customer:

Customer Question
hello Pearl JA: What seems to...
hello Pearl
JA: What seems to be the problem?
Customer: I received a call from an Agency called ****** *********, claiming that I have a debt owed to a bank in *****. This debt dates back to 2009. they said they are collecting on their behalf. Can they do that?
JA: The Lawyer will need to help you with this. Anything else I can tell the Lawyer before I connect you two?
Customer: not really
JA: I'm sending you to a secure page on JustAnswer so you can place the $5 fully refundable deposit now. While you're filling out that form, I'll tell the Lawyer about your situation and connect you two.
Submitted: 1 year ago.Category: Consumer Protection Law
Show More
Show Less
Ask Your Own Consumer Protection Law Question
Answered in 1 minute by:
4/13/2016
Consumer Protection Lawyer: Olivia Kent, Attorney replied 1 year ago
Olivia Kent
Olivia Kent, Attorney
Category: Consumer Protection Law
Satisfied Customers: 1,428
Experience: Partner at Kent Law Group, LLC
Verified
Hello. My name is ***** ***** I'm an attorney. I’ll be happy to help you in any way I can. This site is for educational purposes only. Sometimes - although certainly not always - experts have to give you what you deem “bad news” but that should not be a reflection of how satisfied you are with the assistance your expert provided. Experts on this site receive credit for assisting you when you click the rating (the stars) so please submit a rating prior to logging off. You aren't charged anything extra by submitting a rating.Do you recall having any dealings with a bank in Dubai? If the answer to that is no, and I suspect it is, I can say with about 10,000% certainty that this is a SCAM. You don't have to do anything and you're free to tell them that they are scammers. I hope this helps. Please let me know if you have any other questions or you need me to clarify anything. Please also submit a rating if you're satisfied with your assistance; this will not cost you anything extra and it's the only way we get credit for assisting you. And please don't feel like we have to stop talking after you submit a rating. I'd be more than happy to continue working with you after that as well.
Ask Your Own Consumer Protection Law Question
Customer reply replied 1 year ago
Hi Olivia,Thank you for your reply. Please note that you did not really answer my question. Obviously, if I never dealt with a bank in Dubai, then that call would be a scam and I would have dealt with them in a different way. I did deal with that bank there. Please note that I did try to resolve the issue with that bank in Dubai many times before and my last communication with them was 2009 or 2010 but they made it impossible to come to an agreement. I was told before that banks in the United Arab Emirates do not have jurisdiction in the US or Canada and will just try to harass to see if they get the file re-opened. I just wanted to know if they have the right to appoint a collection agency to contact me. Thank you
Consumer Protection Lawyer: Olivia Kent, Attorney replied 1 year ago
Understood. Usually when people write in with a similar story, they haven't actually dealt with the bank.... give me just a minute to respond.
Ask Your Own Consumer Protection Law Question
Consumer Protection Lawyer: Olivia Kent, Attorney replied 1 year ago
The information I am seeing is equivocal - so I will opt out so that someone with more definitive information.
Ask Your Own Consumer Protection Law Question
Consumer Protection Lawyer: Phillips Esq., Attorney-at-Law replied 1 year ago
Phillips Esq.
Phillips Esq., Attorney-at-Law
Category: Consumer Protection Law
Satisfied Customers: 19,811
Experience: B.A.; M.B.A.; J.D.
Verified
A different Professional here. The answer to your question is YES. A debt collector can contact you on behalf of a creditor if the collector has properly registered in the State to collect debts. You want to check with your Secretary of State department or similar government agency in your State that is charged with registering businesses to do business in the State. If after investigation, you find that the collector has not registered to do business in the State, then you should ignore the calls and if or when a lawsuit is filed, you can challenge the collector's legal standing to file the lawsuit. Kindly give a positive rating to my post so that I can receive credit for answering your question—so that part of the deposit that you already paid to the site can be transferred to me. You are not charged extra for doing this. Thank you for your cooperation.
Ask Your Own Consumer Protection Law Question
Ask Phillips Esq. Your Own Question
Phillips Esq.
Phillips Esq.
Phillips Esq., Attorney-at-Law
Category: Consumer Protection Law
Satisfied Customers: 19,811
19,811 Satisfied Customers
Experience: B.A.; M.B.A.; J.D.

Phillips Esq. is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

< Previous | Next >

Meet the Experts:

Infolawyer

Infolawyer

Lawyer

6,900 satisfied customers

Licensed attorney helping individuals and businesses.

Ely

Ely

Counselor at Law

3,415 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

Barrister

Barrister

Lawyer

1,595 satisfied customers

Attorney,17 years experience in consumer protection areas

Tina

Tina

Lawyer

1,587 satisfied customers

17 years legal experience including consumer protection law.

P. Simmons

P. Simmons

Lawyer

1,173 satisfied customers

16+ yrs. of legal experience.

LADY LAWYER

LADY LAWYER

Lawyer

748 satisfied customers

Consumer Lawyer

RGMacEsq

RGMacEsq

Lawyer

578 satisfied customers

Licensed Texas General Practice Attorney

< Previous | Next >

Related Consumer Protection Law Questions
Purchased a new vehicle with non-disclosed damage. After
Purchased a new vehicle with non-disclosed damage. After 4wks and opening a ticket with Ford Motor Company, dealership finally responded. Thy never took steps to repair until after 4wks later in which… read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
5,853 satisfied customers
Regarding a fraud or scam. Who will or might take my case?
regarding a fraud or scam. Who will or might take my case? What is the difference between fraud and scam and how will each affect my credit score?… read more
Zoey, JD
Zoey, JD
Doctoral Degree
175 satisfied customers
I purchased a laptop from Dell in canada in April 2017 via a
I purchased a laptop from Dell in canada in April 2017 via a licensed reseller. I now live in Texas. The product keeps failing and have been refused a refund. I want to take them to small claims for a… read more
Thelawman2
Thelawman2
Doctoral Degree
1,240 satisfied customers
I received a call at 6:50 am telling me I have won two and a
I received a call at 6:50 am telling me I have won two and a half million dollars and that, in order for it to be delivered at ten am this morning I would have to produce a receipt for $999.99 (A Walm… read more
lucy7368
lucy7368
Juris Doctor
763 satisfied customers
I received a copy of a small claims court form with me as
Hello,I received a copy of a small claims court form with me as the defendant. The amount claimed is $697.33, which I do owe from a 2016 credit card. I am willing to pay this, but I just wanted to che… read more
Damien Bosco
Damien Bosco
2,978 satisfied customers
I have been staying at the Extended Stay America in Kennesaw
I have been staying at the Extended Stay America in Kennesaw Georgia for approximately two years they do not clean my room they do not feed me but they gave me a 7 day notice to pay or quit cuz they w… read more
RGMacEsq
RGMacEsq
Lawyer
Doctoral Degree
578 satisfied customers
UNITED/DTC DES: INS PREM ID:XHX068NOV-17 INDN: HEALD CO.
UNITED/DTC DES: INS PREM ID:XHX068NOV-17 INDN:WILLIAM HEALD CO. They are charging my checking acc. $46.50 and I would like to know why. … read more
Zoey, JD
Zoey, JD
Doctoral Degree
175 satisfied customers
I have received subpoenas from people of the state of New
I have received subpoenas from people of the state of New York.Where's,....judgement was entered June 11, 2007 in favor of ( land lord ) against ( me ) This was mistaken because judge did not understa… read more
Infolawyer
Infolawyer
Lawyer
Doctoral Degree
6,900 satisfied customers
Can I report gifted income on a credit card application?
Can I report gifted income on a credit card application? This website (https://www.nerdwallet.com/blog/credit-cards/report-income-credit-card-application/) states that, according to the amendment to t… read more
KJL LAW
KJL LAW
Juris Doctorate
1,616 satisfied customers
Debts collectors can take money from my account? I received
For Lucy,Debts collectors can take money from my account?I received subpoena. I have to write all credit cards, accountant's.Do they take from retirement accounts?… read more
lucy7368
lucy7368
Juris Doctor
763 satisfied customers
I am not asking about the case issues. I am asking how I can
I am not asking about the case issues. I am asking how I can sue? Vet problem and he owns the practice and a surgeon in his employ compounded the issue. I do not want to spend $200 to sue via supreme … read more
WiseOwl58
WiseOwl58
JD Honors Graduate
3,476 satisfied customers
In a small consumer complaint court, I just had a judgement
In a small consumer complaint court, I just had a judgement delivered in my favor. The company is now expected to pay $945 + $60 ( court cost) = $1005 to me. What is the best way to recover this money… read more
lucy7368
lucy7368
Juris Doctor
763 satisfied customers
How do I FIND OUT IF I am at risk for AND CALLIS. Texas no.
how do I FIND OUT IF I am at risk for ROBERT AND Carol CALLIS … read more
P. Simmons
P. Simmons
Lawyer
Doctoral Degree
1,173 satisfied customers
I rent a building to someone on a month to month base he is
i rent a building to someone on a month to month base he is not late on his rent but i want him out i do not want to rent it to him anymore it is in alabama what do i serve him with first… read more
RGMacEsq
RGMacEsq
Lawyer
Doctoral Degree
578 satisfied customers
I'm about to serve PayPal with small claims court papers,and
Hello, I'm about to serve PayPal with small claims court papers,and am wondering it I should use the their Registered Agent in my state (Nebraska) or use the San Jose, CA address. I'm also wondering i… read more
WiseOwl58
WiseOwl58
JD Honors Graduate
3,476 satisfied customers
Debt collection. Michigan, and no
debt collection JA: What state are you in? And is a local attorney or other consumer protection advocate helping with this? Customer: Michigan, and no JA: Have you contacted the manufacturer? Customer… read more
Barrister
Barrister
Lawyer
Doctoral Degree
1,595 satisfied customers
Can I return a vehicle if a paper I signed says it has 750
Can I return a vehicle if a paper I signed says it has 750 miles on it before I own it, but the odometer says 200?… read more
PaulmoJD
PaulmoJD
Attorney At Law
Doctoral Degree
106 satisfied customers
I have another question - The Law Firm that is attempting to
I have another question - The Law Firm that is attempting to foreclose on me for the past 9.5 years have submitted multiple forged/fabricated documents - kind of like "Hey judge - watch the magic show… read more
Dwayne B.
Dwayne B.
Juris Doctor
28,480 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x