Consumer Protection Law
Consumer Protection Law Questions? Ask a Lawyer Now.
I'm Lucy, and I'd be happy to answer your questions today.
The statute of limitations on breach of contract is five years in Florida. Fl. Stat., Section 95.11. As long as the lawsuit is filed within 5 years to the day of when you made the last payment, they will still be allowed to sue. You should also be aware that promises to pay can extend the statute of limitations. You have the ability to wait and see if they run out of time - if they file even a day late, you'll have a total defense to the lawsuit (unless the final day falls on a weekend or holiday - then they'd get until the next day).
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