Consumer Protection Law
Consumer Protection Law Questions? Ask a Lawyer Now.
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Are you listed on the title to the car as a co-owner or are you just a guarantor of the debt?
Ok, then if you are on the title, you have an exactly equal right to possession of the vehicle. So if you don't have it, you can go and take possession of it. If you don't have a key, you can get one made by the dealer based on the VIN if you have a copy of the title.
As for forcing him to sign over his half ownership, you can only do that if you filed a "partition action" where a judge orders the car sold to the highest bidder at public auction. You bid up to what is owed on it to extinguish his interest and that makes you the sole owner.
You would need a local civil or real estate attorney to assist with filing the partition action so it goes smoothly and quickly.
Ok, then you are stuck with filing the partition action so you can bid it up to what is owed on it, get title just in your name, then you can sell it to whoever you like.
That is unless you can talk the other owner into signing over their interest for some type of payment.. So I would talk to a local divorce law (they partition marital assets all the time) attorney to see what it would cost to file a partition action. If it was $2500, then you offer the co-owner $1000 or $1500 to sign over the title so it is cheaper than going through a partition action.