Consumer Protection Law

Consumer protection law questions? Ask a lawyer now.

Ask a Lawyer,
Get an Answer ASAP!

I'll be in germany next month weeks. question is about…

Customer Question
i'll be in germany next...
i'll be in germany next month for 2 weeks . question is about medical health insurance . if i had a sickness, accident , or required surgery in germany is there a supplimental of added insurance policy i could buy. I have my medicare and my mutual of omaha supplimental that covers all in the states but what about the possibility of needing hospitalization in germany.
Submitted: 2 years ago.Category: Consumer Protection Law
Show More
Show Less
Ask Your Own Consumer Protection Law Question
Answered in 1 day by:
3/7/2016
Consumer Protection Lawyer: LawTalk, Lawyer replied 2 years ago
LawTalk
LawTalk, Lawyer
Category: Consumer Protection Law
Satisfied Customers: 37,876
Experience: I have more than 25 years experience in the legal profession.
Verified

Good afternoon,

I'm Doug, and I'm very sorry to hear of your situation. My goal is to provide you with excellent service today.

Medicare does not provide for repayment of any medical expenses in Europe---regardless of whether they are an emergency or not. Neither do the traditional health policies that you buy in the US.

If you are traveling then you need to purchase a separate short term health policy which will be valid in the countries in which you will be traveling. Otherwise you risk being obligated to pay the entire medical bill yourself if something were to happen. Consider one of the many companies on the internet that sell travel health insurance, such as this one: https://www.hthtravelinsurance.com/

You may reply back to me using the Reply link and I will be happy to continue to assist you until I am able to address your concerns, to your satisfaction.

I hope that I have been able to fully answer your question. Please be so kind as to rate my service to you. That is the only way I am credited for assisting you.

I wish you and yours the best in 2016,

Doug

Ask Your Own Consumer Protection Law Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a consumer protection lawyerLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask LawTalk Your Own Question
LawTalk
LawTalk
LawTalk, Lawyer
Category: Consumer Protection Law
Satisfied Customers: 37,876
37,876 Satisfied Customers
Experience: I have more than 25 years experience in the legal profession.

LawTalk is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

< Previous | Next >

Meet the Experts:

Infolawyer

Infolawyer

Lawyer

7,125 satisfied customers

Licensed attorney helping individuals and businesses.

Ely

Ely

Counselor at Law

3,436 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

Barrister

Barrister

Lawyer

1,679 satisfied customers

Attorney,17 years experience in consumer protection areas

P. Simmons

P. Simmons

Lawyer

1,227 satisfied customers

16+ yrs. of legal experience.

LADY LAWYER

LADY LAWYER

Lawyer

748 satisfied customers

Consumer Lawyer

RGMacEsq

RGMacEsq

Lawyer

604 satisfied customers

Licensed Texas General Practice Attorney

RobertJDFL

RobertJDFL

Lawyer

517 satisfied customers

Experienced in multiple areas of the law.

< Previous | Next >

Related Consumer Protection Law Questions
Florida: Circuit Court case filed by public charity
Florida: Circuit Court case filed by public charity hospital, Affordable Care Act non-compliant tax-exempt hospital (not complying with IRS 501(r) tax exemption rules). Hospital attorneys filed lawsui… read more
PaulmoJD
PaulmoJD
Attorney At Law
Doctoral Degree
106 satisfied customers
This inquiry involves health care insurance. The following
This inquiry involves health care insurance. The following is the scenario I have questions about:An individual purchases a PPO private health insurance policy which lists typical benefits. The policy… read more
PaulmoJD
PaulmoJD
Attorney At Law
Doctoral Degree
106 satisfied customers
My husband is turning 65 in October. I am the main
My husband is turning 65 in October. I am the main breadwinner of the family due to him being disabled. I have health insurance at my job that of course covers his health care. He will now receive Med… read more
Sam
Sam
Attorney
Doctoral Degree
10,701 satisfied customers
The California rehab hospital my mother was in never billed
The California rehab hospital my mother was in never billed her United Health Inc insurance. They pay for 100 days of nursing care. I think it's $150 per day. they only billed medicare and sent the re… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
20,492 satisfied customers
My wife had surgery 6 weeks ago in MN by a doctor who is covered
My wife had surgery 6 weeks ago in MN by a doctor who is covered in-network by our insurance (Humana). Today I found out that the hospital and anesthesiologists were out-of-network, and we owe $25k fo… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
20,492 satisfied customers
friend trying to get bariatric surgery covered by insurance
friend trying to get bariatric surgery covered by insurance and more importantly coverage for any complication resulting from surgery. her health policy, thru hubby's employer, has an exclusion. BCBS … read more
Andrea, Esq.
Andrea, Esq.
Attorney
Post-Doctoral Degree
10,512 satisfied customers
Last May I had a newly developed shoulder replacement surgery
Last May I had a newly developed shoulder replacement surgery using biological parts vs. mechanical parts. Because of the new & experimental nature of the surgery, the doctor submitted a letter to my … read more
Infolawyer
Infolawyer
Lawyer
Doctoral Degree
7,125 satisfied customers
Hello. My husband had surgery back in September. Last week
Hello. My husband had surgery back in September. Last week we received a bill from the doctor's office for $75,000.00. Our health insurance carrier only paid them about $1,000.00 because the doctor is… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
20,492 satisfied customers
some years back I was in a workman compensation case and during
some years back I was in a workman compensation case and during that time i was employed by Xerox Corp. My medical insurance was apparently a combined effor between the union and the company. The year… read more
PaulmoJD
PaulmoJD
Attorney At Law
Doctoral Degree
106 satisfied customers
Cigna HEALTH INSURANCE IS CHARGING ME BACK FOR CLAIMS PAID
Cigna HEALTH INSURANCE IS CHARGING ME BACK FOR CLAIMS PAID SINCE i WAS ELIGIBLE FOR MEDICARE AND DID NOT APPLY FOR IT. PAY 1200.00 PER MONTH AND THEY WILL PAY NOTHING ON ANY CLAIMS UNTIL MEDICARE PAYS… read more
Infolawyer
Infolawyer
Lawyer
Doctoral Degree
7,125 satisfied customers
I am 63 years old and live in Chicago in a small studio apartment
I am 63 years old and live in Chicago in a small studio apartment I own. I also own the studio apartment below me which besides my social security is my only income. Both apartments are paid off. My m… read more
AlexiaEsq.
AlexiaEsq.
Managing Lawyer/Advocate
Doctoral Degree
37 satisfied customers
I am not sure what type of lawyer I need I just had open heart
I am not sure what type of lawyer I need? I just had open heart surgery and medicare covers 80% of the hospital expense, however, I do not have supplimental coverage for the remainder of the 20% I am … read more
MShore Law
MShore Law
Doctoral Degree
1,233 satisfied customers
Ive been pushing paper with Paul Revere, who is doing the
I've been pushing paper with Paul Revere, who is doing the back office for MetLife who bought my 22 year old New England disability policy, and after cancer surgery the local New England agents told m… read more
N Cal Atty
N Cal Atty
Doctoral Degree
59 satisfied customers
I have been covered by my domestic partners health care insurance,
I have been covered by my domestic partners health care insurance, I was just notified that the U.S. government does not recognize domestic partners and therefore I am not allowed to refuse medicaid p… read more
Linda Roch
Linda Roch
Attorney
Doctoral Degree
529 satisfied customers
I have just been served papers for a small clalims court in
I have just been served papers for a small clalims court in Omaha, NE in the amount of $5368 and change. I am an Air Force vet who has been on Social Security since late 2005. My monthly SS payment is… read more
legaleagle
legaleagle
Attorney
Doctoral Degree
7,047 satisfied customers
look i was injured din 8 28 1998 i went into a nuero rehabilitation
look i was injured din 8 28 1998 i went into a nuero rehabilitation home for 18 months i left against the wishes of the doctors they were rightr i should have stayed now have no employment i cannot wo… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
I had aquired for insurance for my fiance online. Due to he
I had aquired for insurance for my fiance online. Due to he was having a mouth surgery and had no insurance. An insurance company had got in contact with me saying how great the package was for him du… read more
rvlaw
rvlaw
Judge
Juris Doctor
3,203 satisfied customers
If I buy two life ins. policies, my beneficiaries will receive
If I buy two life ins. policies, my beneficiaries will receive the proceeds from both in case of my death. How is "coordination of benefits" different for two health/dental insurance polocies, the sec… read more
Infolawyer
Infolawyer
Lawyer
Doctoral Degree
7,125 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x