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Infolawyer
Infolawyer, Lawyer
Category: Consumer Protection Law
Satisfied Customers: 6801
Experience:  Licensed attorney helping individuals and businesses.
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I have an attorney calling me claiming that he will be

Customer Question

I have an attorney calling me claiming that he will be sending out a warrant for my arrest because of an old payday loan I did not pay back. He claims his names is ***** ***** but the arrest warrant says ***** *****. He said we could establish an OOCR and that I needed to pay $400+. When I went to give him my CC info he claims that I have to do it in way of money order. And several other details do not align between paperwork and what the "attorney" says to me on the phone. Is this a scam? What should I do?
Submitted: 1 year ago.
Category: Consumer Protection Law
Expert:  Loren replied 1 year ago.

Good afternoon. I am Loren, a licensed attorney, and I look forward to assisting you.

Customer: replied 1 year ago.
Hi
Customer: replied 1 year ago.
Are you there?
Expert:  Loren replied 1 year ago.

Do you recall this loan? Is it a real claim?

Customer: replied 1 year ago.
I don't remember if I took out a loan with that company but I know I did take some out and I might've forgot to oy one of them which is the reason I was so cooperative.
Expert:  Loren replied 1 year ago.

Thank you for the additional information.

Customer: replied 1 year ago.
But there have been so many red flags. For example the names not matching when I searched the phone number it said it was a cellphone. When I asked him the process of making the payment he said he wouldn't give me ANY details until I got to Walmart to make the money order.
Expert:  Loren replied 1 year ago.

This is likely a scam. At the very least it is a violation of federal law which makes it a illegal for a debt collector to threaten a debtor with arrest. There is no debtor prison in the US.

Customer: replied 1 year ago.
Is there anyway to be sure?
Expert:  Loren replied 1 year ago.

If he refuses to provide proof of the loan then it is a scam. Do not send any money and do not speak to him anymore. Hang up on him if he calls.

Customer: replied 1 year ago.
What can I ask him? He threatened me with 9 months in jail and all. And federal c
Customer: replied 1 year ago.
Crimes*
Expert:  Loren replied 1 year ago.

It is a scam. You can not be put in jail over an unpaid loan.

Customer: replied 1 year ago.
What do you mean by proof of the loan? Is there anyway I can send you the emails he has sent me?
Customer: replied 1 year ago.
9 months in jail if it was taken to court and I lost the case
Customer: replied 1 year ago.
I'm awfully scared worried.
Expert:  Loren replied 1 year ago.

He must produce the signed note if you demand. A real debt collector would know that. It is the law. You have nothing to worry about. You do not owe them any money.

Customer: replied 1 year ago.
He sent me a copy of the arrest warrant and it said I had 24 hours which are off today
Customer: replied 1 year ago.
Signed note of what?
Customer: replied 1 year ago.
How do they have so much of my info?
Expert:  Loren replied 1 year ago.

The IOU is the note. They have to provide it as proof of your debt. The fact that this person is threatening arrest indicates it is a scam.

Expert:  Loren replied 1 year ago.

Your personal info is easily obtained. They may have gotten it from an internet breach. The important thing is that you not send any money. Report the calls to your local police. This person is not a lawyer. They are a criminal trying to steal from you. Hang up on them when they call. You do not even owe him an explanation.

Expert:  Loren replied 1 year ago.

Are you still online with me?

Expert:  Loren replied 1 year ago.

Did you have further questions? Have I answered your question?

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