Consumer Protection Law

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I have an attorney calling me claiming that he will be

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sending out a warrant for...
I have an attorney calling me claiming that he will be sending out a warrant for my arrest because of an old payday loan I did not pay back. He claims his names is ***** ***** but the arrest warrant says ***** *****. He said we could establish an OOCR and that I needed to pay $400+. When I went to give him my CC info he claims that I have to do it in way of money order. And several other details do not align between paperwork and what the "attorney" says to me on the phone. Is this a scam? What should I do?
Submitted: 2 years ago.Category: Consumer Protection Law
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Answered in 1 minute by:
2/19/2016
Consumer Protection Lawyer: Loren, Lawyer replied 2 years ago
Loren
Loren, Lawyer
Category: Consumer Protection Law
Satisfied Customers: 39,227
Experience: 30 years experience in general legal matters.
Verified

Good afternoon. I am Loren, a licensed attorney, and I look forward to assisting you.

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Customer reply replied 2 years ago
Hi
Customer reply replied 2 years ago
Are you there?
Consumer Protection Lawyer: Loren, Lawyer replied 2 years ago

Do you recall this loan? Is it a real claim?

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Customer reply replied 2 years ago
I don't remember if I took out a loan with that company but I know I did take some out and I might've forgot to oy one of them which is the reason I was so cooperative.
Consumer Protection Lawyer: Loren, Lawyer replied 2 years ago

Thank you for the additional information.

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Customer reply replied 2 years ago
But there have been so many red flags. For example the names not matching when I searched the phone number it said it was a cellphone. When I asked him the process of making the payment he said he wouldn't give me ANY details until I got to Walmart to make the money order.
Consumer Protection Lawyer: Loren, Lawyer replied 2 years ago

This is likely a scam. At the very least it is a violation of federal law which makes it a illegal for a debt collector to threaten a debtor with arrest. There is no debtor prison in the US.

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Customer reply replied 2 years ago
Is there anyway to be sure?
Consumer Protection Lawyer: Loren, Lawyer replied 2 years ago

If he refuses to provide proof of the loan then it is a scam. Do not send any money and do not speak to him anymore. Hang up on him if he calls.

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Customer reply replied 2 years ago
What can I ask him? He threatened me with 9 months in jail and all. And federal c
Customer reply replied 2 years ago
Crimes*
Consumer Protection Lawyer: Loren, Lawyer replied 2 years ago

It is a scam. You can not be put in jail over an unpaid loan.

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Customer reply replied 2 years ago
What do you mean by proof of the loan? Is there anyway I can send you the emails he has sent me?
Customer reply replied 2 years ago
9 months in jail if it was taken to court and I lost the case
Customer reply replied 2 years ago
I'm awfully scared worried.
Consumer Protection Lawyer: Loren, Lawyer replied 2 years ago

He must produce the signed note if you demand. A real debt collector would know that. It is the law. You have nothing to worry about. You do not owe them any money.

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Customer reply replied 2 years ago
He sent me a copy of the arrest warrant and it said I had 24 hours which are off today
Customer reply replied 2 years ago
Signed note of what?
Customer reply replied 2 years ago
How do they have so much of my info?
Consumer Protection Lawyer: Loren, Lawyer replied 2 years ago

The IOU is the note. They have to provide it as proof of your debt. The fact that this person is threatening arrest indicates it is a scam.

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Consumer Protection Lawyer: Loren, Lawyer replied 2 years ago

Your personal info is easily obtained. They may have gotten it from an internet breach. The important thing is that you not send any money. Report the calls to your local police. This person is not a lawyer. They are a criminal trying to steal from you. Hang up on them when they call. You do not even owe him an explanation.

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Consumer Protection Lawyer: Loren, Lawyer replied 2 years ago

Are you still online with me?

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Consumer Protection Lawyer: Loren, Lawyer replied 2 years ago

Did you have further questions? Have I answered your question?

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