Consumer Protection Law

Consumer protection law questions? Ask a lawyer now.

Ask a Lawyer,
Get an Answer ASAP!

My name is ***** ***** I received a loan modification on…

Customer Question
My name is *****...

My name is ***** ***** I received a loan modification on 3/29/13 and I found out today that the service of my loan did not dismiss the foreclosure until 02/29/14. What can I do about this

Lawyer's Assistant: Thanks. Can you give me any more details about your issue?

I was pre-approved for a loan until county papers were pulled stating the 2/29/14 date

Lawyer's Assistant: OK got it. Last thing — JustAnswer charges a fee (generally around $18) to post your type of question to Real Estate Law Experts (you only pay if satisfied). There are a couple customers ahead of you. We can help you for less if you're not in a rush. Are you willing to wait a bit?

How long of a wait?

Submitted: 2 years ago.Category: Consumer Protection Law
Show More
Show Less
Ask Your Own Consumer Protection Law Question
Answered in 36 minutes by:
1/22/2016
Consumer Protection Lawyer: WiseOwl58, Lawyer replied 2 years ago
WiseOwl58
WiseOwl58, Lawyer
Category: Consumer Protection Law
Satisfied Customers: 4,470
Experience: Consumer Protection Expert and Advocate
Verified

You can make a claim against the bank for damages or file a complaint with the state banks regulatory agency.

Please rate 4 or 5 and close out the question. Thanks.

Ask Your Own Consumer Protection Law Question
Customer reply replied 2 years ago
when entering into a modification the service of the loan have a certain time they have to file a dismiss? To file a claim against the bank for damages would that be the service of the loan and do I need an attorney to file? To file a complaint with the state banks regulatory agency not sure how to go about this, can you be more specific?
Customer reply replied 2 years ago
Is the question I asked being worked on?
Consumer Protection Lawyer: Law Educator, Esq., Lawyer replied 2 years ago
Law Educator, Esq.
Category: Consumer Protection Law
Satisfied Customers: 124,233
Experience: Attorney experienced in commercial litigation.
Verified
Thank you for your question. I look forward to working with you to provide you the information you are seeking for educational purposes only.
I am a DIFFERENT CONTRIBUTOR as Customer Service asked me to look in on you because your previous expert has not responded.
Once the modification was approved, the bank was supposed to dismiss the foreclosure suit within 30 days of the modification. However, if you did not suffer any actual damages as a result of their delay in filing the dismissal, then there are no monetary damages you can sue them for. If you did suffer some harm for them failing to dismiss in a timely manner, then you can sue and seek a monetary award for those damages you can prove you incurred.
Ask Your Own Consumer Protection Law Question
Was this answer helpful?
Ask Law Educator, Esq. Your Own Question
Law Educator, Esq.
Law Educator, Esq.
Law Educator, Esq., Lawyer
Category: Consumer Protection Law
Satisfied Customers: 124,233
124,233 Satisfied Customers
Experience: Attorney experienced in commercial litigation.

Law Educator, Esq. is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

< Previous | Next >

Meet the Experts:

Infolawyer

Infolawyer

Lawyer

6,930 satisfied customers

Licensed attorney helping individuals and businesses.

Ely

Ely

Counselor at Law

3,422 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

Barrister

Barrister

Lawyer

1,607 satisfied customers

Attorney,17 years experience in consumer protection areas

Tina

Tina

Lawyer

1,587 satisfied customers

17 years legal experience including consumer protection law.

P. Simmons

P. Simmons

Lawyer

1,184 satisfied customers

16+ yrs. of legal experience.

LADY LAWYER

LADY LAWYER

Lawyer

748 satisfied customers

Consumer Lawyer

RGMacEsq

RGMacEsq

Lawyer

582 satisfied customers

Licensed Texas General Practice Attorney

< Previous | Next >

Related Consumer Protection Law Questions
I recently found out my checking account has some
I recently found out my checking account has some transactions that were not initiated by myself. Are there any consumer protection laws that assist me?… read more
WiseOwl58
WiseOwl58
Lawyer
4,470 satisfied customers
I have a question about a vehicle mechanic lien. California.
hi I have a question about a vehicle mechanic lien … read more
David C. Garner
David C. Garner
Attorney
Post-Doctoral Degree
896 satisfied customers
Toyota of Dallas sold me a Camry they didn't even have the
Toyota of Dallas sold me a Camry they didn't even have the title for. Now they are coming for the car saying I didn't have the right to take the car. I have the paperwork saying otherwise and I have t… read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
11,176 satisfied customers
I have purchased a cell phone and it is locked to
I have purchased a cell phone and it is locked to tracfone.Tracfone refuses to unlock the phone because they said that I have a lon-term contract. … read more
David C. Garner
David C. Garner
Attorney
Post-Doctoral Degree
896 satisfied customers
I would like to know if a motorcycle dealership is required
I would like to know if a motorcycle dealership is required to disclose prior damage to a bike or any repairs that were made to a buyer? Let's say I purchased a bike for 24K that had 9K worth of repai… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
19,568 satisfied customers
Do you have any info on: GS and GD Business Solutions, LLc.
Do you have any info on: GS and GD Business Solutions, LLc. located in Valley Cottage, NY? … read more
Zoey, JD
Zoey, JD
Doctoral Degree
193 satisfied customers
I live in Massachusetts, and I had my Truck repaired at
I live in Massachusetts, and I had my Truck repaired at Nissan but they broke the console in my Truck and they will pay for damage because they say it was caused by how old the truck is. … read more
WiseOwl58
WiseOwl58
Lawyer
4,470 satisfied customers
I just got sued by LVNV. If I pay the attorney whats owed
I just got sued by LVNV. If I pay the attorney whats owed will the lawsuit automatically get dismissed? or do I need to have anything in writing? I wasn't served yet… read more
LegalKnowledge
LegalKnowledge
Juris Doctor
29,817 satisfied customers
I got sued by LVNV. If I pay the plaintiff attorney the
I got sued by LVNV. If I pay the plaintiff attorney the amount owed will the lawsuit automatically get dismissed? Or do I need anything in writing?… read more
Lori
Lori
Juris Doctor
1,324 satisfied customers
I had verizon e-mail. They went out of business and switched
I had verizon e-mail. They went out of business and switched me to AOL. I'm trying to cancel AOL because I switched everything at my home to comcast. Contacted support for AOL and they said it would c… read more
WiseOwl58
WiseOwl58
Lawyer
4,470 satisfied customers
We reserved an RV spot at Dakota Ridge RV Park in Golden, CO
We reserved an RV spot at Dakota Ridge RV Park in Golden, CO on February 9, 2018 at 11:42 a.m. foe 6/09/2018 to 09/01/2018. We were required to pay 1/2 of 1st month in the amount of $999.75 and $100 f… read more
David C. Garner
David C. Garner
Attorney
Post-Doctoral Degree
896 satisfied customers
I hired contractorsto finish house. I paid them75% and they
I hired contractorsto finish house. I paid them75% and they left saying i was making and did not finish. Can i go to court and collect everything i paid them or more if i have to hire someone else? Ca… read more
LegalGems
LegalGems
Juris Doctorate
11,915 satisfied customers
My california identification was posted on facebook with
my california identification was posted on facebook with threats and statements that they were in my vehicle removed my wallet and took my money i have printed out all posts can i get a restraining or… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
19,568 satisfied customers
Law Educator Only Law Educator, Thank you for taking time to
Law Educator OnlyGood Afternoon Law Educator,Thank you for taking time to review and respond to my queries for educational purposes only.If it is clear that a judicial administrator is not basing any … read more
Law Educator, Esq.
Law Educator, Esq.
Lawyer
124,233 satisfied customers
I get new semi when it 130000 miles the engine light on
I get new semi when it 130000 miles the engine light on check engine light on it will shutdown the engine won't start again so I need tow the truck to Freightliner Houston fix it take two day and chan… read more
Law Educator, Esq.
Law Educator, Esq.
Lawyer
124,233 satisfied customers
Is it a normal thing to require full payment for services...
Is it a normal thing to require full payment for services... … read more
RGMacEsq
RGMacEsq
Lawyer
Doctoral Degree
582 satisfied customers
I am a landlord and my tenant pays with money orders. The
I am a landlord and my tenant pays with money orders. The money order he mailed and learned it was cashed. The photocopy of the order shows it was made out to me but someone else signed the back and c… read more
Ray
Ray
Lawyer
Doctoral Degree
32,562 satisfied customers
We signed a contract, put down a $500. The contact also
We signed a contract, put down a $500. The contact also states will put down $25,000 which has not been done yet. We have not taken delivery of the motor home. contract signed at 7:30pm Saturday. Can … read more
Barrister
Barrister
Lawyer
Doctoral Degree
1,607 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x