Consumer Protection Law

Consumer protection law questions? Ask a lawyer now.

Ask a Lawyer,
Get an Answer ASAP!

Related Consumer Protection Law Questions
We have been scammed and now our bank is charging us
We have been scammed and now our bank is charging us thousands for a bad check they cleared … read more
Zoey_ JD
Zoey_ JD
Doctoral Degree
24,467 satisfied customers
What are the charges for CC use, without consent. The credit
Hello - What are the charges for CC use, without consent. The credit card holder has called the bank and reported the card lost or stolen. The card was a part of a checking out and thus only had 30 do… read more
Ben S.
Ben S.
Owner
Juris Doctor
1,438 satisfied customers
I understand part of the Dodd- consumer protection law
I understand part of the Dodd-Frank consumer protection law provides that that banks must post the smallest debit card charges first and post the largest charge last to avoid multiple overdraft fees. … read more
Legal Expert Justin
Legal Expert Justin
Law Degree
229 satisfied customers
On July 17, 2016, my daughter made an online hotel
On July 17, 2016, my daughter made an online hotel reservation with Hotwire. She booked dates of July 23-27. However after booking she realized that she gave them the wrong dates. It should be July 25… read more
Law Educator, Esq.
Law Educator, Esq.
125,376 satisfied customers
What is the legal requirement for notifying a person of an
What is the legal requirement for notifying a person of an adverse action by a bank or a collection agency as far as having to use Certified Mail to ensure delivery of a notice prior to taking the adv… read more
CalAttorney2
CalAttorney2
Attorney
Doctoral Degree
8,845 satisfied customers
I have a business account with a Debit/Credit card attached
I have a business account with a Debit/Credit card attached to it. After the account went into overdraft there was a first overdraft fee of $26. That I understand. Afterwards there were 11 accidental … read more
LegalGems
LegalGems
Juris Doctorate
13,754 satisfied customers
What are the specific advantages to using a debit card when
What are the specific advantages to using a debit card when a consumer has a no annual fee credit card that has a grace period and is on autodraft to be paid in full, and the credit card gives a hefty… read more
Law Pro
Law Pro
Doctoral Degree
19,000 satisfied customers
My boyfriend had an account at the bank but only used his savings
My boyfriend had an account at the bank but only used his savings account. The bank after many years told him he needed to get a debit card because he was doing too many transactions from his savings … read more
MShore Law
MShore Law
Doctoral Degree
1,233 satisfied customers
I have had a checking account with Chase Bank since 1973. In
I have had a checking account with Chase Bank since 1973. In March I was ill and made the terrible mistake of accepting a number of payday loans. My earnings had increased this year and I believed, in… read more
MShore Law
MShore Law
Doctoral Degree
1,233 satisfied customers
I have an email from nhl gamecenter from 4-20-11 saying my
I have an email from nhl gamecenter from 4-20-11 saying my account subscription and auto renewal has been canceled. The new season has started and they took money from my account as if I was renewing.… read more
MDLaw
MDLaw
Attorney
Post-Doctoral Degree
358 satisfied customers
I closed my bank account with the balance of $71.80. Thus I
I closed my bank account with the balance of $71.80. Thus I was given $71.80 cash on the day I closed my account. The reason I had to close it because I had a charge of $39.99 which was not mine and I… read more
MShore Law
MShore Law
Doctoral Degree
1,233 satisfied customers
I recently had a situation, where I had a pre authorized debit
I recently had a situation, where I had a pre authorized debit coming out of my account. I had called the company and instructed them that I would not have the funds available at the time, and not to … read more
Lucy, Esq.
Lucy, Esq.
Lawyer
Juris Doctor
32,321 satisfied customers
In April, Bank of America forced closed one of my accounts,
In April, Bank of America forced closed one of my accounts, I went into the bank to find out about paying the balance so no further actions would be taken, the customer service rep told me the balance… read more
Infolawyer
Infolawyer
Lawyer
Doctoral Degree
7,125 satisfied customers
bank of America claims their atm and electronic funds verificati&
bank of America claims their atm and electronic funds verification is not dependable reference when the answer is receipted, "transaction approved" or the balance is listed on the receipts. My receipt… read more
Lucy, Esq.
Lucy, Esq.
Lawyer
Juris Doctor
32,321 satisfied customers
I applied for a work at home position to work at home with
I applied for a work at home position to work at home with Allston Group Inc. They did an ACH transfer to my checking account in the amount of $4,900.00. I processed this monet according to their inst… read more
Infolawyer
Infolawyer
Lawyer
Doctoral Degree
7,125 satisfied customers
Hello, I have had a checking account with US Bank for about
Hello, I have had a checking account with US Bank for about 4 years. I was going through tough times in 2008 and there were a few times I overdrew my account. I may not have a lot of money however, I … read more
TJ, Esq.
TJ, Esq.
Juris Doctor (JD)
11,594 satisfied customers
My Fiance and I have been charged thousands of dollars in overdraft
My Fiance and I have been charged thousands of dollars in overdraft fees from TCF Bank, which total a good percentage of our income. The bank is certainly talented ensuring they get as many charges fr… read more
FLACORPLAWYER
FLACORPLAWYER
Doctoral Degree
1,750 satisfied customers
My case goes back to 2005 February. I took over a convenient
My case goes back to 2005 February. I took over a convenient store and had set up the checking and merchant service through Wells Fargo bank. However, I found out in May that all the transactions done… read more
FLACORPLAWYER
FLACORPLAWYER
Doctoral Degree
1,750 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

< Previous | Next >

Meet the Experts:

Infolawyer

Infolawyer

Lawyer

7,125 satisfied customers

Licensed attorney helping individuals and businesses.

Ely

Ely

Counselor at Law

3,436 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

Barrister

Barrister

Lawyer

1,679 satisfied customers

Attorney,17 years experience in consumer protection areas

P. Simmons

P. Simmons

Lawyer

1,227 satisfied customers

16+ yrs. of legal experience.

LADY LAWYER

LADY LAWYER

Lawyer

748 satisfied customers

Consumer Lawyer

RGMacEsq

RGMacEsq

Lawyer

604 satisfied customers

Licensed Texas General Practice Attorney

RobertJDFL

RobertJDFL

Lawyer

517 satisfied customers

Experienced in multiple areas of the law.

< Previous | Next >

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x