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Consumer Protection Law

One of my mother's caregivers has an unreliable vehicle that

Customer Question
would not pass state inspection...
One of my mother's caregivers has an unreliable vehicle that would not pass state inspection. She has little savings to repair the car or purchase another. And, of course her credit rating will prevent her from getting a loan with reasonable interest. She is an excellent caregiver and I would like to help if, for no other reason, to retain her as an employee.
I have not discussed this with her but have found a used car in great shape with 31,000 miles and an additional 4 snow tires for $7,000. Yes, I've had it thoroughly checked out. So, finally my question. If I purchase the vehicle and agree to sell it to her for a specific monthly payment but want to retain the right to repossess, what forms are required?
Submitted: 1 year ago.Category: Consumer Protection Law
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Answered in 1 minute by:
12/29/2015
Consumer Protection Lawyer: Maverick, Lawyer replied 1 year ago
Maverick
Maverick, Lawyer
Category: Consumer Protection Law
Satisfied Customers: 6,425
Experience: 20 years of proefessional experience
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Consumer Protection Lawyer: Maverick, Lawyer replied 1 year ago

What state are you located in?

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Customer reply replied 1 year ago
West Virginia
Customer reply replied 1 year ago
I'm not calling. Just answer the question please
Consumer Protection Lawyer: Maverick, Lawyer replied 1 year ago

Sorry just ignore that automatic pop up....be back in a few...

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Consumer Protection Lawyer: Maverick, Lawyer replied 1 year ago

So, you will need to transfer the title to her by filing out the back of the car title after it is titled in your name. You will also need a bill of sale from called Bill of Sale for a Motor Vehicle, Trailer, or Boat (Form DMV-7-TR). It establishes the sale price, includes odometer disclosure information, and features the contact information and signatures of your buyer and you as the seller. The West Virginia DMV requires all bill of sale forms to be accompanied by a copy of the driver’s licenses of both the buyer and the seller.

MORE TO COME....

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Consumer Protection Lawyer: Maverick, Lawyer replied 1 year ago

Here is the law regarding placing a lien on the title so you have a right to repossess in case of default.

http://www.transportation.wv.gov/DMV/DMVFormSearch/DMV-1-TR_Certificate-for-Title-of-Motor-Vehicle-wf.pdf

At the link above is the certificate of title application that you would use to place a lien on the vehicle. However, it appears to apply only to a dealer sale; not private party. After much search efforts, I did not find one for a private party sale. But, bot***** *****ne is that you must get the title to show that you are a lienholder on it to be effective.

I would say at this point contact the WV DMV to see if they have such a form and a notice of lien form. I could find neither on the web.

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Consumer Protection Lawyer: Maverick, Lawyer replied 1 year ago

Please assign a feedback rating for this answer so that JA will compensate me for my time. Thank you.

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Maverick
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Category: Consumer Protection Law
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