How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Lucy, Esq. Your Own Question
Lucy, Esq.
Lucy, Esq., Lawyer
Category: Consumer Protection Law
Satisfied Customers: 30337
Experience:  Lawyer
Type Your Consumer Protection Law Question Here...
Lucy, Esq. is online now
A new question is answered every 9 seconds

Can I make payment arrangements to a facility of I used the

Customer Question

Can I make payment arrangements to a facility of I used the money the insurance company gave me?
Submitted: 1 year ago.
Category: Consumer Protection Law
Expert:  Lucy, Esq. replied 1 year ago.


I'm Lucy, and I'd be happy to answer your questions today.

It's up to the creditor whether they're willing to enter payment arrangements rather than refer your case to collections or file a lawsuit against you for the full amount. Sometimes a creditor will agree to accept a lower sum now in exchange for settling the full debt, rather than accepting payments, so another option is to consider what you are able to pay and see if they'll accept that amount instead.

As a practical matter, if they sue you and you don't own any assets with significant value, they'll only be able to collect small amounts at a time, so most people will work with you if you offer to make payments.

If you have any questions or concerns about my response, please reply WITHOUT RATING. It's important that you are 100% satisfied with my courtesy and professionalism. Otherwise, please rate my service positively so I am paid for the time I spend answering questions. If you are on a mobile device, you may need to scroll to the right. There is no charge for follow-up questions. Thank you.