Consumer Protection Law
Consumer Protection Law Questions? Ask a Lawyer Now.
Regrettably, the HOA can go after you personally. However, you are entitled to claim certain exemptions. These are properties that the creditors are prevented by law from attaching in order to satisfy a debt.
Unfortunately, with regard to the borrowed fund from your retirement that was seized from your bank account, once the fund left your retirement account, the fund lost its exemption status. However, the creditor is NOT entitled to the whole funds in your bank account. For more information on exemptions and how you claim them, click on the links below:
You may also consider filing for Chapter 7 bankruptcy protection if you are eligible to wipe out the debt. You can use the following sites to find local Bankruptcy Attorneys: