Consumer Protection Law
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Thank you for your reply.
Unfortunately, insurance payments for a car accident by law are the actual costs of the vehicle based on book value of the car at the time of accident. There are always, in all accidents, some uncovered expenses that end up not paid by insurers. You can sue the driver for the losses not covered by insurance in small claims court to seek to recover those damages that you can prove you actually incurred.
Thank you for your reply.I am afraid that debt is unreimbursed expense that happens in every accident and it is not recoverable.
I get so many customers who have been in accidents and are now stuck with a new car note when their cars are paid off and unfortunately, the only thing they are ever entitled to is the value of their car that was damaged, but these unreimbursed expenses are just something everyone in one of these accidents is liable for, since they are getting another car and the benefit of use of that other car that is why the law does not make any provisions for additional recovery.
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