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If the loan company sent apayment back and said they will not…

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if the loan company sent...
if the loan company sent apayment back and said they will not accept any morpayment and casha pamenmt the very next week can they tell you that ther going to forclous on your loan
Submitted: 3 years ago.Category: Consumer Protection Law
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6/6/2015
Consumer Protection Lawyer: socrateaser, Lawyer replied 3 years ago
socrateaser
socrateaser, Lawyer
Category: Consumer Protection Law
Satisfied Customers: 40,157
Experience: Retired
Verified
Hello, If the lender has accepted payments sufficient to bring the loan current, then no foreclosure is possible, because there is no default in the loan agreement. The borrower's payment, even if late, operates to "cure the default." However, the borrower may be liable for late fees, or additional interest, which if not paid could create a separate default. And, that separate default could be grounds to foreclose. The only way to absolutely avoid foreclosure is to make certain that all deficiencies are brought current. I hope I've answered your question. Please let me know if you require further clarification. And, please provide a positive feedback rating for my answer -- otherwise, I receive nothing for my efforts in your behalf.Thanks again for using justanswer.com!
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

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