Consumer Protection Law

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Related Consumer Protection Law Questions
Husband has not worked for 2 1/2 years. Used Motor home for
Husband has not worked for 2 1/2 years. Used Motor home for work. We have used most of our savings to not default. Our credit score is excellent 825. We need to voluntary reposes our RV. We have run o… read more
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I have a motorhome that I owe more on then it is worth. I do
I have a motorhome that I owe more on then it is worth. I do not want the motorhome any longer and am considering letting it be repossessed. If I let it go back, can the finance company come after me … read more
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We are in our late 60's. We moved from Alabama in 2014. We
We are in our late 60's. We moved from Alabama in 2014. We had bought a motorhome in 2005 and have never missed a payment. But things have changed with age and loss of income. We have spent about $250… read more
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what rights would I have if I do a voluntary repossession on
what rights would I have if I do a voluntary repossession on a motor home I can no longer use… read more
Lucy, Esq.
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i have a mtorhome and owe about 70000 on it being retired
i have a mtorhome and owe about 70000 on it being retired i no longer can afford the payments… read more
Law Pro
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We had a motorhome repossessed actually we turned it in. They
We had a motorhome repossessed actually we turned it in. They sold it and we have a balance of 63,775.00. They call and send letters the latest one is threatening legal action unless we pay 11.295.00 … read more
legalgems
legalgems
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We bought a new motorhome in 2004 and lived in it for 5 years.
We bought a new motorhome in 2004 and lived in it for 5 years. Then we bought a home in AZ 3 years ago. We don't use the motorhome any longer and have been trying to sell it for 3 years. We owe approx… read more
Barrister
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Just curious...we have a Motor Home financed with Bank of America...and
Just curious...we have a Motor Home financed with Bank of America...and due to my increasing age and decreasing abilities to safely operate it, and my Wife's refusal and inability to learn to operate … read more
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Six years ago I cosigned a loan for a motorhome for my niece,
Six years ago I cosigned a loan for a motorhome for my niece, my credit was a little better so they put my name first on the papers. This was bought in West Palm Beach Florida. Shortly after moved to … read more
Ellen
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I am 85 yrs old. I have muscular dystrophy. My husband (now
I am 85 yrs old. I have muscular dystrophy. My husband (now deceased) had an honorable discharge due to asthma while in Australia. I'm sure that my social security is a tad more than for eligibility f… read more
N Cal Atty
N Cal Atty
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In 2008 I defaulted on all my credit cards. Im disabled on
In 2008 I defaulted on all my credit cards. I'm disabled on Social Security Disability, I was able to maintain all secured debt and my house related expenses. This was due to a long term stay in a hos… read more
cfortunato
cfortunato
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Missed 2 payments on trailer RV recreational loan. Made the
Missed 2 payments on trailer RV recreational loan. Made the previous 6 years of monthly payments without missing a payment. Bank called me to say they will repossess.They have not sent me anything in … read more
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If we let BofA reposses our motorhome can they sue us for the
If we let BofA reposses our motorhome can they sue us for the balance owed after they auction it off? It they can sue us, can they put a lien on our house in another state?Can they go after any assets… read more
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I had a motorhome repossessed in August, I did not have notification
I had a motorhome repossessed in August, I did not have notification from the lender they were selling the unit at auction or date that was to take place and didn't even know the unit was sold for $20… read more
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I had a car voluntary repossessed about six months after the
I had a car voluntary repossessed about six months after the 9/11 attacks. The collection agency has a Writ of Garnishment, I have been to court once and the judge sided with the collection agency. I … read more
Ely
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What should I do I am mentally disabled and on social security
I bought a motor-home several years ago and it has been repossessed. The collection agency wants to sue us for $21,000. I have been on disability for 6 years and my income is my pension and social sec… read more
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Is there any new laws about the bank not being able to collect
Is there any new laws about the bank not being able to collect a deficiency balance? I am having a motorhome foreclosed on that they are talking about a large deficiency balance that I could owe.… read more
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A friend is 80 years old - has a motor home that he was ...
A friend is 80 years old - has a motor home that he was living in but now living with me in MY home. He is no longer physically able to drive the MH and wants to voluntary surrender it. He still owes … read more
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John

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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