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Law Educator, Esq.
Law Educator, Esq., Lawyer
Category: Consumer Protection Law
Satisfied Customers: 117370
Experience:  Attorney experienced in commercial litigation.
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6 months ago my husband co-signed a vehicle for his daughter.

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6 months ago my husband co-signed a vehicle for his daughter. Before he would do this he told her that she would have to have the payment automatically withdrawn out of her account so that the car payment would not be late. Also that the payment was to be made on or before the due date. That was the only way that he would co-sign. The only payment that was made on time was the first one. To this date she has not set up the automatic withdrawal coming up with a different excuse each month. Also that if we had to make two payments the vehicle would be taken into our possession. Since she has not followed what was agreed on can we go pick up the vehicle?
Previously she had borrowed a lot of money from us (she was involved in a accident and was getting a settlement and promised to pay us back when she got the settlement) When she got the settlement and we asked her for the money she disowned her dad. They did not speak for over a year.
Thank you for your question. I look forward to working with you to provide you the information you are seeking.

If she is late on the payments and your husband is on the loan and is listed as co-owner or is on the loan as co-signer, then he can go take the vehicle if the payments are not on time and he can refuse to return the vehicle until she sets up payments since he is the one liable for the payments.

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