Consumer Protection Law

Consumer Protection Law Questions? Ask a Lawyer Now.

Ask a Lawyer,
Get an Answer ASAP!

Consumer Protection Law
This answer was rated:

FOR JD 1992 RE: Interrogatories STATE THE NAME,

FOR JD 1992 RE: Interrogatories STATE...
FOR JD 1992

RE: Interrogatories



STATE THE NAME, ADDRESS AND POSITION OR TITLE OF EACH AND EVERY PERSON WHO HAS ANSWERED, PROVIDED ANY INFORMATION HAS BEEN CONSULTED, OR HAS PARTICPATED IN THE PREPARATION OF THE ANSWERS TO THESE INTERROGATORIES. FOR EACH SUCH PERSON IDENTIFIED, STATE WHICH INTERRGATORIES EACH ANSWERED



#1: my name and address – 1 thru 8 including all subparts



IF YOU ASSERT THAT THE CLAIM HEREIN SUED UPON IS THE OBLIGATION OF ANYONE OTHER THAN YOURSELF, THEN STATE



#2: Object this request is argumentative: the claim has not been proven to be mine or even exist however, subject to and without waiving the foregoing objection I would answer: I am the only one I know of receiving mail about this matter



IF YOU FEEL THERE IS ANY REASON YOU DO NOT OWE THE CLAIM OR DEBT SUED UPON, AND IF YOU HAVE NOT FULLY STATED SUCH IN RESPONSE TO THE PRECEDING INTERROGATORY, THEN STATE SUCH REASON HERE, AND ALL FACTS RELATING THERETO, WITHOUT REGARD TO ANY LEGAL OPINION AS TO THE VALIDITY OF SAME



#3: Of course I feel I do not owe the claim or debt – I have asked for these before - What’s the money you say I owe is for; Explain and show me how you calculated what you say I owe; Provide me with copies of any papers that show I agreed to pay what you say I owe: Provide a verification or copy of any judgment if applicable; Identify the original creditor; Prove the Statute of Limitations has not expired on this account; Show me that you are licensed to collect in my state; Provide me with your license numbers and Registered Agent; instead of the requested information I received a summons 2 years later from a different attorney



IDENTIFY EACH PERSON YOU ARE AWARE OF WHO HAS KNOWLEDGE CONCERNING THE FACTS AND CIRCUMSTANCES SURROUNDING THE MATTERS WHICH ARE THE SUBJECT TO THE CLAIMS MADE AGAINST YOU IN THIS LAWSUIT



#4: None



IDENTIFY EACH AND EVERY DOCUMENT IN YOUR CONTROL OR POSSESSION, OR WITHIN YOUR KNOWLEDGE, THAT IN ANY WAY REFERS OR RELATES TO ANY DEFENSES WHICH YOU ASSERT IN THIS MATTER



#5: Copies of all known documents will be attached



STATE SPECIFACALLY AND COMPLETELY THE FACTUAL BASIS OF EACH AND EVERY DEFENSE, WHETHER SET FORTH IN YOUR ANSWER, OR OTHERWISE, WHICH YOU ASSERT IN THIS ACTION FOR EACH DEFENSE, PLEASE PROVIDE THE FOLLOWING (A) EACH AND EVERY FACT UPON YOU BASE YOUR CONTENTION: (B) NAME AND ADDRESS AND LAST EMPLOYER OF EACH AND EVERY INDIVIDUAL WHOM YOU BELIEVE HAS KNOWLEDGE OF THE FACTS (C) IF ANY SUCH FACT IS REFERRED TO OR EMBODIED IN ANY DOCUMENT DESCRIBE EACH



#6: Object this request is overbroad, vague and unduly burdensome and is designed to harass however, subject to and without waiving the foregoing objection I would answer: I have no idea about every defense I am answering every question truthfully and promptly



STATE SPECIFACALLY AND COMPLETELY EACH AND EVERY ACT WHICH YOU ALLEGE PLANTIFF FAILED TO PERFORM IN ACCORDANCE WITH ANY AGREEMENT BETWEEN PARTIES, WHICH ACTS WERE PRECEDENT TO ANY OBLIGATION BY YOU TO PAY PLANTIFF



#7: Object this request is argumentative just as in in interrogatory #2 it has not been proven to be mine or exist therefore I don’t know



list the address of every place where you have resided for the last ten years



#8: my address
Show More
Show Less
Ask Your Own Consumer Protection Law Question
Answered in 6 minutes by:
7/15/2013
Dwayne B.
Dwayne B., Lawyer
Category: Consumer Protection Law
Satisfied Customers: 34,305
Experience: Practicing for over 20 years and handled many cases and trials for consumers.
Verified
On #3 you may want to object in that it is overbroad and asks for you to list "all facts" and therefore is not specific enough for you to answer.

On #4 you will want to identify yourself.

On #5 list the documents so you can prove you provided them.

On #6, same as for #3. You may also want to add something like "I also object in that I am unable to provide the information until the Plaintiff provides the information I have requested including (and then use the language from your #3 answer)

Ask Your Own Consumer Protection Law Question
Customer reply replied 4 years ago

I redid #3 #4 and #6 as you suggested, I also have a request for production so I didnt redo #5 and I plan to send it certified mail and file it with the court the only documents I have are a letter I recieved 2 years ago from another attorney saying I owed this so I replied with a letter asking for the items in #3 and never heard anything until just recently a summons so I dont have any documentation really


 

Be sure and send them any of the letters between you and the other attorney as well.

Also, you can supplement your answers later if necessary.
Ask Your Own Consumer Protection Law Question
Customer reply replied 4 years ago

Will you look over my request for admissions and request for documents too

Sure, although I really can't say much on the requests for admission because that requires a lot of knowledge about the case and really all that is required is admit or deny.
Ask Your Own Consumer Protection Law Question
Customer reply replied 4 years ago

RE: Request for production of documents


1: All documents relating to the alleged debt of defendant


Response to request 1: I will send anything related to this matter that I have in my possession


2: Every billing statement you have in your possession for the alleged account


Response to request 2: I do not possess any for alleged account


3:All exhibits which defendant proposes to introduce at trial


Response to request 3: I will send anything related to this matter that I have in my possession


4: all sides of all checks that you contend constitute payment of any part of plaintiffs claim and for which no credit has been given


Response to request 4: No such checks are in my possession


5: any letter or communication sent to the creditor disputing the alleged account


Response to request 5: I will send anything related to this matter that I have in my possession


6: all documents claimed to support any defense, affirmative defense, or counterclaim, including but not limited to, bank statements, account statements, and written correspondence exchanged between plaintiff and defendant concerning the credit card account which is subject of this litigation


Response to request 6: I will send anything related to this matter that I have in my possession


RE: Request for Admissions


1: You applied for credit account with HSBC Consumer Lending (usa) Inc.


1: Deny - I had an account with HSBC. I have been presented no evidence that the account I had with HSBC is the same account as the debt alleges in this complaint


2: HSBC consumer Lending (USA) INC., granted you credit under the account number ending in ****4166


2: Deny – I have no record of an account ending in **** 4166


3: You received a copy of the credit agreement when you applied for credit with HSBC


3: I can neither admit nor deny this request because I don’t know


4: Plaintiff Atlantic Credit is now the owner of the account originated with HSBC


4: I can neither admit nor deny this request because I don’t know


5: Attached hereto as Exhibit “a” and incorporated herein by reference is a true copy of the assignment and bill of sale between HSBC to plaintiff


5: Object exhibit A lists nothing with my name on it however, subject to and without waiving the foregoing objection I would answer: Yes there is an a document attached with the designation EXIBIT A


6: You received a copy of the credit agreement and any amendments that governed that account


6: Deny - I received nothing about “the account”


7: You used or authorized the use of the credit granted to you under the account number ending in ****4166


7: Deny – I have no records or have not been shown any records of this being true


8: You received statements from HSBC, reflecting how much you owed on the account


8: Deny – I have not been shown anything


9: You did not dispute any of the charges with HSBC in writing


9: I can neither admit nor deny this request because I never received anything from HSBC to dispute in writing


10: Payment was demanded of you and you have refused to pay


10: Object, this request for admission is vague and burdensome and is confusing in its intent. However, subject to and without waiving the foregoing objection I would answer: I admit I have not paid because I do not believe the account is mine


11: The current amount owing on the account is $xxxx.xx


11: I can neither admit nor deny this request because I don’t know

On the RFPs you want to list everything you are sending. The best thing to do is Bates Stamp them and then list by Bates Stamp number.

Under the RFAs:

#5 - this is one you probably want to either deny or state you can't admit or deny since you have no idea whether it is a true copy and whether it does what the RFA alleges

The rest looks okay
Ask Your Own Consumer Protection Law Question
Customer reply replied 4 years ago

what is bates stamp?


 

Bates Stamp is a name for a device that consecutively stamps documents. Each time you press it down it advances to the next number automatically. You can do the same thing by handwriting the numbers or if you scan them you can get a program that will automatically stamp them.
Ask Your Own Consumer Protection Law Question
Customer reply replied 4 years ago

all I have is some letters one from an attorney 2 years ago saying I owed and asking for payment my response letter that basically asked for all the details of the debt and if they werent provided to me within 30 days he needed to delete and remove anything from my credit file and that was in April of 2011 then March 19th of this year I got a summons saying I was being sued I answered it on april 18th then this discovery on July 8th I dont know if those count as documents and if so I have no problem sending copies to them

The copies of this lawsuit wouldn't need to be provided but everything else would be. You don't want to just say "I'll provide", list what you are going to provide or else tell them you have nothing.
Ask Your Own Consumer Protection Law Question
Customer reply replied 4 years ago

do I need to send requests for documents and admissions or interrogatories?

Yes. Absolutely. You need to find out what they have and what they intend to use.
Dwayne B.
Dwayne B., Lawyer
Category: Consumer Protection Law
Satisfied Customers: 34,305
Experience: Practicing for over 20 years and handled many cases and trials for consumers.
Verified
Dwayne B. and 87 other Consumer Protection Law Specialists are ready to help you
Ask your own question now
Ask Dwayne B. Your Own Question
Dwayne B.
Dwayne B.
Dwayne B., Lawyer
Category: Consumer Protection Law
Satisfied Customers: 34,305
34,305 Satisfied Customers
Experience: Practicing for over 20 years and handled many cases and trials for consumers.

Dwayne B. is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

< Previous | Next >

Meet the Experts:

Infolawyer

Infolawyer

Lawyer

6,930 satisfied customers

Licensed attorney helping individuals and businesses.

Ely

Ely

Counselor at Law

3,422 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

Barrister

Barrister

Lawyer

1,607 satisfied customers

Attorney,17 years experience in consumer protection areas

Tina

Tina

Lawyer

1,587 satisfied customers

17 years legal experience including consumer protection law.

P. Simmons

P. Simmons

Lawyer

1,184 satisfied customers

16+ yrs. of legal experience.

LADY LAWYER

LADY LAWYER

Lawyer

748 satisfied customers

Consumer Lawyer

RGMacEsq

RGMacEsq

Lawyer

582 satisfied customers

Licensed Texas General Practice Attorney

< Previous | Next >

Related Consumer Protection Law Questions
Well im not sure if this question you can help me but in
well im not sure if this question you can help me but in regards ***** ***** a car from a dealer, contract etc then down the road went out on disability, couldn't afford my car payments so I gave then… read more
Damien Bosco
Damien Bosco
3,390 satisfied customers
Here's what's happening... I put up a Craig's ad for my
here's what's happening... I put up a Craig's ad for my piano lessons and got a plethora of responses from people from out of town wanting Lessons for their children (i should've known!) and they all … read more
LawGuy
LawGuy
Juris Doctor
123 satisfied customers
My 91 year old father wanted his gargae. My 91 year father
my 91 year father wanted his garage sided by Sears. salesman and foreman of the job had my brother sign papers and told my brother it was to give him information. My father never signed a contract. sears did a bad job after job done the financial dept told my brother the contract not legal since my brother does not own property, Salesman, Sears office was aware my father was the owner. Sears will not give my brother any information on the financial information since he is not the owner. My father is now sick past month hospitalized this past month with heart and flue issues. Sears has called everyday to get my father to sign a new contract. My day has not received any bill. It has been 3 months since … read more
Barrister
Barrister
Lawyer
Doctoral Degree
1,607 satisfied customers
Money being taken by a apparently fraud company from my bank
money being taken by a apparently fraud company from my bank ..about $2100...my bank said since its been more than 1 day the money was taken from my bank account...they could not recover ...I have the… read more
Zoey, JD
Zoey, JD
Doctoral Degree
181 satisfied customers
My Home owner Insurance company paid me claims for water
My Home owner Insurance company paid me claims for water damage in the house but kept x% as depreciation and asking me to submit receipts before they release that depreciation money to me. I know if a… read more
Phillips Esq.
Phillips Esq.
Attorney
Juris Doctor
18,356 satisfied customers
Is it normal in State of Nevada to have to sign a Power of
Is it normal in State of Nevada to have to sign a Power of Attorney and an Erasure Affidavit at new car dealership to get the papers you need for registration at the DMV? … read more
Ray
Ray
Lawyer
Doctoral Degree
30,877 satisfied customers
A business trailer was stolen off the property where rent
Hello, A business trailer was stolen off the property where rent was paid. The fence was removed without prior notification. The vehicle insurance paid about $1,900 but the replacement cost with mater… read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
7,385 satisfied customers
British Airways airlines lost a large suitcase on an
British Airways airlines lost a large suitcase on an international flight from New York to London two days ago. I filed the claim and they're still searching for it. What point is it considered a tota… read more
PaulmoJD
PaulmoJD
Attorney At Law
Doctoral Degree
106 satisfied customers
I inherited my fathers house when he passed away. He had
I inherited my fathers house when he passed away. He had solar panels that he had leased with 22 years left on the lease. We are paying monthly payment of $166. My electric bill for Dec. was $330, so … read more
LegalGems
LegalGems
Juris Doctorate
10,717 satisfied customers
How do I prosecute a USA federal agency, IE: HUD for fraud
Second opinion] How do I prosecute a USA federal agency, IE: HUD for fraud and misrepresentation.?… read more
Expert James
Expert James
Doctoral Degree
11,707 satisfied customers
In Nebraska, does a dealer have to tell you if a car was a
In Nebraska, does a dealer have to tell you if a car was a rental before they sell it to you? If they didn't tell you this, is there anything you can do after the sell? … read more
Phillips Esq.
Phillips Esq.
Attorney
Juris Doctor
18,356 satisfied customers
How much is the total amount of cash in USD I can receive as
How much is the total amount of cash in USD I can receive as gifts in 2018 from different people within US?… read more
LegalGems
LegalGems
Juris Doctorate
10,717 satisfied customers
I want to consult about - returning jewelries after 7 days
hello, i want to consult about - returning jewelries after 7 days but the store wont accept it because of their no-return policy … read more
LegalKnowledge
LegalKnowledge
Juris Doctor
28,157 satisfied customers
I had filed for insurance with Texas wind storm insurance
I had filed for insurance with Texas wind storm insurance association due to the damage on my house from Hurricane Harvey and I got an accepted letter in the mail accepting the all the damages from adjuster and told me they have mailed out a check to me which will take between 7 to 10 business days … read more
WiseOwl58
WiseOwl58
JD Honors Graduate
3,714 satisfied customers
My husband was in an accident on a Friday and CHP would not
My husband was in an accident on a Friday and CHP would not let him call Auto Club for a tow. Truck was totaled and the tow company wanted $330 to store and 609.00 for a less than 10 mile tow! Truck i… read more
WiseOwl58
WiseOwl58
JD Honors Graduate
3,714 satisfied customers
My dog was ordered muzzled in Millbury MA. I wish to have
I wish to have the order reviewed in the Worcester district court. can you call me? I will pay for these services.(###) ###-####… read more
WiseOwl58
WiseOwl58
JD Honors Graduate
3,714 satisfied customers
I had a sewer back up in my 2 bathrooms, and I need a
I had a sewer back up in my 2 bathrooms, and I need a lawyer... … read more
PaulmoJD
PaulmoJD
Attorney At Law
Doctoral Degree
106 satisfied customers
I would like to ask a legal question on a remedy for a bank
I would like to ask a legal question on a remedy for a bank who hasn't "accepted for value, returned for value for settlement and closure" documents. I've also sent a legal letter which requests the b… read more
PaulmoJD
PaulmoJD
Attorney At Law
Doctoral Degree
106 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x