Hi, Nathaly, Thank you for your additional information,
If you are set on having this particular vehicle and you want to assure yourself that nothing will go wrong with the financing, may I suggest that you also apply for a loan so that both you and the dealer are working for the financing. It appears that their financing company is very difficult to get a hold of and the lender does not seem to be trying very hard to get in touch to verify your employment. After all, it has been 30 days since you took possession of the vehicle and the dealer's lender isn't any closer to getting you the financing which is necessary for you to keep the vehicle. You certainly do not want the dealer calling back the vehicle.
A lot of things sound strange, from the salesman asking for some kind of kickback to the lender not being any closer to financing the vehicle's purchase, and if nothing is in place, how can they tell you that the first payment is due on July 16 ? They have not even told you what the interest rate will be. It will probably be high if they pay commissions to the person who is supposed to be arranging the financing,.
I have to agree with you that these people do not appear to be completely straightforward with their dealings. If I were in your position, I would not want to have any further dealings with them and I would look for my own financing. You do not want to be in a position to have them take back the vehicle because of some snag with the lender, but also not be able to return your vehicle trade in because they sold it to someone. Just look at their time line. They do not seem to be in any particular hurry. You should actively look for your own financing and stay away from their shady dealings,
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