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Law Pro
Law Pro, Lawyer
Category: Consumer Protection Law
Satisfied Customers: 24870
Experience:  20 years experience in consumer advocacy, debt collection violations, contracts, construction
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how long am I protected under the consumer protection law when

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how long am I protected under the consumer protection law when hit by a natural disaster?

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Please explain what you consider the Consumer Protection Law and what's you're desiring because generally that is not applicable to a natural disaster.

Customer: replied 4 years ago.


It seems that I was misinformed by a friend. I was told that when there is a natural disaster you are exempt from late fees and even a late notification on your credit report for a certain amount of time after the disaster. He said that as long as you pay the creditor within sixty days you should not have a past due on your credit report. I guess I should do my own homework next time.

Yes, regretfully they are wrong. They don't make allowances or give consideration that there was a "natural disaster".

A creditor can still report a negative to the credit reporting agencies regardless.


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