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Borrowed $300 from ND company charges 425% interest...Do
Borrowed $300 from ND company charges 425% interest...Do usury laws have precedence over signing for the loan? … read more
JKEsq
JKEsq
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My husband did a loan online for $425. 00. He has already pd
My husband did a loan online for $425. 00. He has already pd $1250.00 on it, and has about 17 more payments which will end up being around $3200.00. Is this legal? … read more
Eric. Y., Esq.
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I have additional $'s I wanted to ask regarding my ayday
I have additional $'s I wanted to ask regarding my ayday loans from the previous atty. Can you see the ?'s from my first question to the previous atty?… read more
LegalGems
LegalGems
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I took out a $5000 loan with Western Sky LLC (incorporated
I took out a $5000 loan with Western Sky LLC (incorporated in SD) via the internet. Western sky claims via the web and the contract to be subject to the tribal laws of the Souix nation and not Texas l… read more
Law Educator, Esq.
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I have found that online payday loan companies are illegal
I have found that online payday loan companies are illegal in Kentucky, but does that apply to tribal companies also? I fell behind with 3 companies for $300-500 each (KY only allows two loans up to $… read more
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I am currently in dispute with an online payday company called
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Ely
Ely
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I obtained an unsecured personal installment loan in CA for $3000 from a payday loan company. The terms were unclear. After making a couple payments of $300, I could no longer afford the debt and atte… read more
Lucy, Esq.
Lucy, Esq.
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So I am helping my son get his finances in order and he tells
So I am helping my son get his finances in order and he tells me he has a "payday" loan that is taking 240 every 2 weeks until he pays back the original 400.....It is my understanding that paydays bec… read more
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LegalGems
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I have multiple pay day loans outstanding. The payments I have
I have multiple pay day loans outstanding. The payments I have made to date are more than the principal and 25% interest. Is it legal for me to request the loan company consider the loan paid in full … read more
JBaxLaw
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Hi,My name is XXXXX XXXXX I resided in California. I took
Hi, My name is XXXXX XXXXX I resided in California. I took out two payday loans, both companies are part of tribal members and said they are immune from state laws? I am late on payments and defaulted… read more
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I have 4 pay day loans which total of 1500.00...i like to pay
I have 4 pay day loans which total of 1500.00...i like to pay them off, but i can't afford the the high payments. if the payments were a lot lower, i probably can do it....Chris.… read more
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TJ, Esq.
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I have several payday loans and cannot pay them back all at once. I am paying a fortune a
I have several payday loans and cannot pay them back all at once. I am paying a fortune and haven't even started paying principle. What can I do to get out of this mess? They are all online. I tried t… read more
LegalEase101
LegalEase101
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I have three seperate online payday loans. I reside in the
I have three seperate online payday loans. I reside in the state of Maryland and have come to learn that the loans are deemed illegal in my state. I have paid amounts greater than the original princip… read more
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My wife took out payday loan in my name using all of my information.
My wife took out payday loan in my name using all of my information. I just recently became aware of this loan when they tried to debit my checking account and we cannot pay it back at this time. I wr… read more
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just got a phone call from debt collector trying to collect
just got a phone call from debt collector trying to collect on payday loan. when I advised I can not meet their repayment arangements because they will not settle for less than 400 a month, they told … read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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