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Law Girl
Law Girl, Lawyer
Category: Consumer Protection Law
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Experience:  I am an attorney versed in laws that protect consumers.
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In the state of Oregon, what legal right do creditors have

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In the state of Oregon, what legal right do creditors have to attach a claim to a spouse married after the debt was incurred by the other spouse?

Law Girl :

Thank you for your question. Although I am an attorney, I cannot represent you. However, I will give you the most thorough information I am able.

Law Girl :

What type of debt is this?

JACUSTOMER-f2u5k4ul- :

Old credit card debt.

Law Girl :

Is this credit card debt incurred prior to marriage?

JACUSTOMER-f2u5k4ul- :

yes.

Law Girl :

So, your spouse's name is XXXXX XXXXX on the applications and they never had a credit card?

JACUSTOMER-f2u5k4ul- :

yes, that is correct.

Law Girl :

Then they will have a difficult time trying to attach your spouse to any of this debt.

Law Girl :

Your spouse cannot be held responsible for this debt.

Law Girl :

Your creditors have the legal right to hold you responsible, but are unable to hold your spouse responsible for any of this.

Law Girl :

Please let me know if you require any clarification and you have any follow up inquiries.

JACUSTOMER-f2u5k4ul- :

You are offline, does that mean you are coming back shortly?

Law Girl :

I am here.

JACUSTOMER-f2u5k4ul- :

Sorry, the chat field did not scroll down to show your response. So do I understand this that I am responsible and if I have no assets, then they still have no legal recourse to my current spouse? Also my current spouse and I have a pre-nup that keeps our liabilities and assets separate. Does this help? Thanks.

Law Girl :

That is correct. Your pre-nup does help as long as none of the assets are in your name.

JACUSTOMER-f2u5k4ul- :

Great. Thanks.

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