Consumer Protection Law

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I borrowed money in 2013 from a online payday company made a
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Hi I have a collection agency contacting me about a debt they say I owe. I sent them a copy of the receipts, and a letter showing that it had been paid long before they became involved. I called the h… read more
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hello have a company calling me telling me i have a payday
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a collection agency called me and said they are a law firm
a collection agency called me and said they are a law firm and are going to sue me for an old washington mutual visa account that went to collections over 4 years ago. Are they able to do this in the … read more
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1- I arranged with a plumber over the phone to repair a leak
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hi i bought a used harley davidson soft tail it cost 16490
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There is a debt collector harrassing my son for a phone bill,
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I checked my credit report recently with a mortgage lender.
I checked my credit report recently with a mortgage lender. In that report I became aware of three collections, each with a different collection company, and I have no idea what the collections are fo… read more
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Hi, I sent all 3 credit bureaus the sample letter you sent
Hi, I sent all 3 credit bureaus the sample letter you sent me and they all responded back that the account in question was verified. Do you have another sample letter that I can send again to continue… read more
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I have my wages garnish for an account with a credit union.I
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In 2001, I foolishly cosigned a cell phone contract (Verizon)
In 2001, I foolishly cosigned a cell phone contract (Verizon) for a "friend." All was well until August 7, 2010 when I received the first of many voicemails. Initially, The messages were automated and… read more
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I had a 2nd mortgage with Chase bank. I was negotiating a Modification
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If we send a certified letter to a collection agency asking
If we send a certified letter to a collection agency asking them to validate debt of an account. Can we ask them to verify by law that they can collect on my account. Another words can we ask for the … read more
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I have a $27,000 private student loan that has been collections
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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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