I said nothing of a recovery disk. I stated you or someone with repair experience can download the Ultimate Boot CD, which you can find here:
If you burn the ISO file to a CD or DVD, there is a program on there that can wipe passwords and allow you to set a new one. This disc is free to download and burn if you have a way to burn ISO discs.
Or you can take it to a big box repair company and be charged 100's of dollars to do exactly what that disc will do.
You will need to find someone that knows how to work the disc, you may have to find a local small repair company to do it but they are a lot more cost effective than big box repair companies.
In summary, your 2 options would be to use this disc or take it in for repair. There is no other way, besides the options that we have given you to use the Recovery disk that you DON'T have, that will reset an administrative password ***** Windows Vista, which is currently an obsolete operating system in the first place.
Also, no money has been taken from you at all but we have given you valid options to resolve your issue.
Have a Happy New Year!