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There are 2 types of user logins that you can use. You can use an online Microsoft account which is a live account – it doesn't necessarily and in live.com but it will be a full email address. But if you do a custom install, you also the option of using a local user account. A local user account is local to the machine and does not interact with your online account. So if you're having a problem with the online account or do not wish to use the online account you can either a. Create a new online live account and use that one or b.do a custom install and choose to use a local account instead of an online Microsoft account. Please let me know if you have any questions.