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In most cases, a biopsy of the mammary glands requires sedation or anesthesia and the cost of pain medicine, lab biopsy, and surgery fees. The exact cost can vary greatly depending on where you are and the size of the lump. Your vet will be able to provide an estimate that will likely be in the range of $400-600. Most insurance companies can give you a pre-treatment authorization. So, first, contact your vet for the estimate. Second, contact the insurance company and fax them the estimate for pre-approval. This way, you will have an idea of cost. If you cannot afford your out-of-pocket charge, your vet will likely have payment plan options that could be very helpful.
Please let me know if you have other questions,
All the best to you,
You're welcome. I practice in an area with a high cost of living, so I think that the biopsy should be well under your budget of $1000 in almost all areas.
Definitely talk to the insurance company about pre-existing conditions if you do get additional coverage. Since this lump is already in Kitty's medical record, we want to make sure that the extra coverage will actually apply to this lump.