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I bought a house in 1991 for 36,500 and went through the
I bought a house in 1991 for 36,500 and went through the scotia bank.. And in 2004 I switched the mortgage over to CIBC. I borrowed 10,000 more at the time of the switch over to put a new roof on my h… read more
Debra
Debra
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Doctoral Degree
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The CIBC bank has taken all of the money from my bank
The CIBC bank has taken all of the money from my bank account. I was unable to reduce my line of credit to 0 in a three month period. We are talking about aprox $4300.00. I thought we had an arrangeme… read more
Debra
Debra
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Was employed in Prov. of Alberta. Was receiving term
Was employed in Prov. of Alberta. Was receiving long term disability thru Great West Life. In 2009 they kicked me to the curb with very little advance notice. Therefore, leaving me with no income for … read more
Debra
Debra
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What is the perentage of my pensions that the bank will garnish
What is the perentage of my pensions that the bank will garnish if I default on my mortgage? Will deductions be made from my spouse's pensions too if we are both on the mortgage?… read more
Debra
Debra
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I have been a City of Toronto employee since about 1981, of
I have been a City of Toronto employee since about 1981, of and on. In 2000 I had a very bad fall at work and after 18 months had to go off on permanent disability leave. Originally, it was covered by… read more
Expert
Expert
I am concerned about future security. After 25 yrs of marriage.
I am concerned about future security. After 25 yrs of marriage. We are trying to avoid a costly separation and divorce. My husband and I have $60,000 out standing on the house, 20,000 owing on Line of… read more
Law.Hut
Law.Hut
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I worked for a Canadian Bank until losing my job this fall. I
I worked for a Canadian Bank until losing my job this fall. I am now living on my pension from the Bank, plus CPP. I owe money to this Bank ( credit card, Visa, plus a small unsecured personal loan), … read more
Law.Hut
Law.Hut
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I am renewing my mortgage with a well-known canadian bank.
I am renewing my mortgage with a well-known canadian bank. It comes packaged with a line of credit, set at $1 for now, and I have no intention of using the line of credit. (I intend to put the house o… read more
Debra
Debra
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In January 2004 I became divorced from my wife. I was ordered
In January 2004 I became divorced from my wife. I was ordered by the Court to pay $1,050.00 per. Month. At that time I was earning approx. $1,650.00 per week as a Tool & Diemaker at G.M. When I retire… read more
Debra
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We are in default with our 1st mortgage with BMO and the bank
We are in default with our 1st mortgage with BMO and the bank has proceded with a statement of claim for $ 227,000. We have a 2nd mortgage of $ 20,000, so $ 247,000 in total is owed. We have had an of… read more
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Im retiring soon fromCanada Post Corporation on a Medical
I'm retiring soon fromCanada Post Corporation on a Medical pension and am currently receiving CPP dissability. I have an amount owing (according to Sunlife) for past dissability income. Can Sunlife ga… read more
Debra
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British Columbia Divorce Law Looking for advice re the
British Columbia Divorce Law: Looking for advice re: the laws in BC relating to spousal support and asset allocation? 1) I am 41 and my husband is 60. We've been married 16 years. He wants 1/2 of ever… read more
Tom B.
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My wife and I are retired pensioners living in Costa Rica.
My wife and I are retired pensioners living in Costa Rica. We are 77 and 69 yrs old. We lost all of our retirement money in a bad investment so live on pensions. We owe $10000cdn to Royal Bank and $16… read more
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My father passed away almost year ago, My mother went to CIBC
My father passed away almost year ago, My mother went to CIBC with my sister and closed all the accounts and handed over credit cards, debit cards and procduced the death certificate. (she held a seco… read more
Ulysses101
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In 2007, I lost most of my savings in the Stock Market. I used
In 2007, I lost most of my savings in the Stock Market. I used my credit cards to cover some of the losses. I have not filed a tax return since 2005. During this time, my wife developed breast cancer … read more
D.A.M.
D.A.M.
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With the exception of OAS & CPP (1.560.00/momth), I have no
With the exception of OAS & CPP (1.560.00/momth), I have no other income and health reasons prevent the employment option. My 2 debts amount to approximately $$52,000.00. QUESTION - Can the CIBC and R… read more
Ulysses101
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Co-signor and guarantor of 375,000 tells me to go make a budget
Co-signor and guarantor of 375,000 tells me to "go make a budget" instead of insuring that funds are in bank for bank to get paid. For 3 months for some unknown reason, the bank that the automatic pay… read more
Debra
Debra
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We remortgaged our home last year. Signed all of the ...
We remortgaged our home last year. Signed all of the paperwork. Pay our mortgage every week. When we refinanced - it was because of me and my gambling problems. The lawyer assured us that all of the a… read more
Flagbridge-CDN
Flagbridge-CDN
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