Canada Law

Ask a Canada Law Question, Get an Answer ASAP!

Ask an Expert,
Get an Answer ASAP!

My son was involved in a parking lot accident. He was in the…

Customer Question
My son was involved...

My son was involved in a parking lot accident. He was in the feeder lane pulling into the parking lot driving forward (north), then reverse into position (south). His backend was in the south. A parked car was parallel to my son, then the other driver parallel to that vehicle with his front facing south. My son facing north, the other party facing south, with a vehicle in between them. All vehicles are parallell to each other. As my son was backing into position, the other car pulls out from behind the middle parallel car and a collision occurs. Yes, my son was backing up when the accident occurred, but the other party pulls out from behind the parked car and the collision occurs. (Hope you can make sense of this.) The other party should have yielded to the right if you must obey traffic laws in parking lots. The accident took place in Alberta in a lot where everyone parks random directions. Not like in a mall parking lot where lines are visible. Who would be considered at fault. There was minor damage to the other parties passenger door and no damage to my sons vehicle. Because the damage was so minor (dent in his passengers door only), both parties agreed to get a used door and fix his vehicle themselves. Four months later, the other party gets his vehicle fixed at a professional autobody shop and sends us the bill for 1/2 of the $3200 damages. We say what? We agreed on a used door, how can you now say this amount. We do end up paying half of the damages - just out of kindness and ending this sitiation. Now they are suing for the remainder of the damages ($1700). When my husband paid the $1500, the other party would not sign a form I made to say this situation was ended. Just shook my husbands hand and said we had his word this was complete. Otherwise we would not have given anything. (few more details to explain) I really need legal advise as to what to do? I realize by paying the 1/2 or ($1500 ) it looks as though we were accepting fault, but we did this as to end this situation that had lingered on, plus we had a $1000 deductible if we had put it through insurance? Any advise?

Lawyer's Assistant: Do you need to appear in court?

Yes they have sued for the $1700 remaining saying we paid $1500 and now refuse to pay the remaining?

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

Yes. This is our company insurance, so commercial vehicle, and our insurance broker (armour insurance out of lloydminster, Ab) made an error in our policy and issued a pink card and confirmation email saying we had coverage on this vehicle, but didnt bind it with SGI canada. The manager who we deal with for all our commercial vehicles (4) finally admits fault in this, but was hoping this party wouldnt sue us. Met with her in person as via phone calls was getting me no where. Lots of lies etc. She admits she screwed up, but??? The other party somehow got privy to this information that we supposedly didnt have insurance and that is why I think they are suing- thinking they can really screw us over (forgive my language). I have a pink card issued from this manager, an email proof of insurance. I have valid registration because of the pink card. How would I assume that I didnt have insurance. I most certainly would not drive, let alone let my employee drive a commerical vehicle without insurance. Been in business 25 years. Not that dumb. So the situation is more complicated than just the accident if that makes sense.

Lawyer's Assistant: What province was the citation in? And have you consulted a local attorney?

This was in Alberta. No I have just received this lawsuit via registered mail. Not sure how I should begin. Called the insurance ombudsman, etc.

Submitted: 4 months ago.Category: Canada Law
Show More
Show Less
Ask Your Own Canada Law Question
Answered in 10 minutes by:
3/29/2018
Lawyer: Debra, Lawyer replied 4 months ago
Debra
Debra, Lawyer
Category: Canada Law
Satisfied Customers: 105,961
Experience: Lawyer
Verified

Hello! My name is Debra (formerly known as Legal Ease). Thank you for your question. I'm reviewing it now, and will post back again shortly.

Ask Your Own Canada Law Question
Lawyer: Debra, Lawyer replied 4 months ago

I am sorry to hear this. There are two questions here. I am a lawyer and cannot determine fault.

If you want me to suggest how to deal with the insurance broker I can do that.

Let me know if that will help.

Ask Your Own Canada Law Question
Customer reply replied 4 months ago
Who determines fault if no adjusters were involved. At the time of all this I was told that if you are backing up it is considered automatic fault. Since then I've found out that it's 50/50 in Alberta - meaning they pay their insurance , I pay my insurance. I've been receiving misinformation from my insurance provider from the beginning. I did not proceed with action against my insurance broker when all this took place because it was such a small cost ( so I thought). Parties agreeing on a used door and because my son was an experienced auto body man they were going to fix it themselves. Now it turns out to be $3200. I would have most certainly put it through insurance for that amount. And this is all to say we are at fault. I don't even know whos at fault??
How then should I deal with the insurance broker cause I very stressed about this situation.
Customer reply replied 4 months ago
Do I have a case to fight this? I really need to know with the stress of all this plus paying all these fees ( both here and probably having to hire a lawyer. Is it worth it or in the end having these additional cost plus the sue cost of $1700. Feeling like all this isn't worth the stress and no one seems to have an answer
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a lawyerLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask Tom B. Your Own Question
Tom B.
Tom B.
Tom B., Barrister & Solicitor
Category: Canada Law
Satisfied Customers: 2,263
2,263 Satisfied Customers
Experience: 25 years in practice

Tom B. is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Your Expert confirmed everything that I had been told, and didn't want to believe. Thank you for putting my mind at rest.

MonikaCanada

This has been very helpful. I'm glad to see that lawyers and sites like this exist. Thanks for your help.

MikeHalifax, NS

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

< Previous | Next >

Meet the Experts:

Tom B.

Tom B.

Barrister & Solicitor

2,263 satisfied customers

25 years in practice

LawyerProfessor

LawyerProfessor

Lawyer

836 satisfied customers

Experienced Litigation Lawyer in Ontario since 1999 and NY since 1997

Debra

Debra

Lawyer

105,961 satisfied customers

Lawyer

Jeremie John Martin

Jeremie John Martin

Lawyer

839 satisfied customers

I'm a bilingual attorney for the province of Quebec who goes to Court often for many clients.

Sokkalaw

Sokkalaw

Lawyer

312 satisfied customers

Lawyer in Ontario, Canada

CaptanLaw

CaptanLaw

Lawyer

250 satisfied customers

I'm a criminal defence lawyer, who assists individuals charged with crimes.

Mark A

Mark A

Lawyer

179 satisfied customers

Canadian Lawyer working at a Canada Law Firm

< Previous | Next >

Related Canada Law Questions
We had a parking lot accident where my boyfriend backed out
Hi There. We had a parking lot accident where my boyfriend backed out of his stall when it was free and clear, a car coming down the feeder lane had seen him and decided to drive around him infront of… read more
Debra
Debra
Lawyer
105,961 satisfied customers
We have a question about a car accident. We were driving and
Hi we have a question about a car accident. We were driving and ran into a whiteout in northern new brunswick. Visibility was poor and there was no place to pull over because the roadsides were not cl… read more
Debra
Debra
Lawyer
105,961 satisfied customers
We had an accident in a parking lot where two vehicles
we had an accident in a parking lot where two vehicles initially adjacent to each other and were backing into adjacent stalls when one vehicle (the car) stopped part way. The other vehicle's front end… read more
Debra
Debra
Lawyer
105,961 satisfied customers
I was in an accident today where the other driver was at fault
I was in an accident today where the other driver was at fault but upon going through the claims process I realized my drivers licence expired on May 21 this year and I forgot to renew. This is my sta… read more
Copperlaw
Copperlaw
Barrister and Solicitor
Law Degree
1,737 satisfied customers
I live in Edmonton, Alberta. I was a passenger in a fleet work
I live in Edmonton, Alberta. I was a passenger in a fleet work vehicle that may has been involved in a minor damage hit and run. My partner was driving when he pulled up to a job, I glanced in the sid… read more
Copperlaw
Copperlaw
Barrister and Solicitor
Law Degree
1,737 satisfied customers
I was in an accident. I bought the car for $1 from someone
I was in an accident. I bought the car for $1 from someone who needed it removed from their property and safetied it with used parts. I estimate the total value of the vehicle(which is an 18 year old … read more
Law.Hut
Law.Hut
Lawyer
Law degree (Juris Doctor)
6,458 satisfied customers
About 2 weeks ago, I came out of a store and a car had backed
About 2 weeks ago, I came out of a store and a car had backed in next to mine within a foot or so of my drivers door. There was at least 5-6' on the other side of his car. I asked him if he could move… read more
Law.Hut
Law.Hut
Lawyer
Law degree (Juris Doctor)
6,458 satisfied customers
Is there any defence for motor vehicle act 68/1. Our son was
Is there any defence for motor vehicle act 68/1. Our son was driving our truck and backed into a car in a parking lot. Not knowing he had bumped the car he left. The police came to our house someone h… read more
Law.Hut
Law.Hut
Lawyer
Law degree (Juris Doctor)
6,458 satisfied customers
My car, a Toyota Echo 2001 was recently involved with an accident
My car, a Toyota Echo 2001 was recently involved with an accident with a City of Edmonton sidewalk snowplow. The snowplow was at fault for the accident and I do not have collision coverage on the vehi… read more
Debra
Debra
Lawyer
105,961 satisfied customers
if a driver in a parking lot moves his vehicle before two passengers
if a driver in a parking lot moves his vehicle before two passengers are in resulting in a death to one of the passengers. is moving the vehicle before the passengers are inside something a reasonable… read more
Copperlaw
Copperlaw
Barrister and Solicitor
Law Degree
1,737 satisfied customers
My law question has to do with how insurance companies decide
My law question has to do with how insurance companies decide who is at fault regarding a claim. My son was in an vehicle collision, an insurance employee decided that he was at fault. I was surprised… read more
Debra
Debra
Lawyer
105,961 satisfied customers
Insurance of at fault driver not accepting to fix my car
My daughter was in a car accident. She was driving east on a main road. Another driver was leaving a parking lot entering the main road and turning right to go west. Now you would think everything is … read more
D.A.M.
D.A.M.
Principal Attorney
Doctoral Degree
2,749 satisfied customers
Re a Motor vehicle accident in Ontario From the onset he contracted
Re a Motor vehicle accident in Ontario: From the onset he contracted with a paralegal outfit who have pretty much just sat on their hands. My son was involved in a MVA where he was rear ended by anoth… read more
D.A.M.
D.A.M.
Principal Attorney
Doctoral Degree
2,749 satisfied customers
I was involved in a collision with a parked car in a shopping
I was involved in a collision with a parked car in a shopping center parking lot.It was dark at the time I only heard a noise backed my vehicle up to clear the drive way I thought it was a mechanical … read more
Debra
Debra
Lawyer
105,961 satisfied customers
i had purchased a car from a dealership, well paying paymets
i had purchased a car from a dealership, well paying paymets still. it is a 2004 kis spectra. it has been back in the shop about 8 times for things within me having it for 4 months. just recently i go… read more
Yossarian (user name)
Yossarian (user name)
Bachelor's Degree
957 satisfied customers
CAn an Auto insurance company refuse a claim on the ground
CAn an Auto insurance company refuse a claim on the ground that their clients vehicle was driven without consent by the clients boyfriends daughter and she had an accident with it? The other vehicle s… read more
Debra
Debra
Lawyer
105,961 satisfied customers
I was in valved in a hit and run. my fault. I backed into a
I was in valved in a hit and run. my fault. I backed into a car in a parking lot. i didnt report the accident to police but was called in 2 days later and recieved 2 tickets one for fail to file a pol… read more
D.A.M.
D.A.M.
Principal Attorney
Doctoral Degree
2,749 satisfied customers
Is it possible to sue a party in small claims court regarding
Is it possible to sue a party in small claims court regarding a car accident even if the insurance company determines fault against you? I was invovled in a car accident. I belived I was proceeding th… read more
Debra
Debra
Lawyer
105,961 satisfied customers
Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Show MoreShow Less

Ask Your Question

x