Canada Law

Ask a Canada Law Question, Get an Answer ASAP!

Ask an Expert,
Get an Answer ASAP!

I took out a personal loan with cosignor the documents I…

Customer Question
I took out a...

I took out a personal loan with cosignor the documents I signed at my lawyers office for a loan of $108,000.00

Lawyer's Assistant: What state are you in? It matters because laws vary by location.

Manitoba canada

Lawyer's Assistant: Has anything been filed or reported?

No here is the rest of story after the lawyer we went to the bank just before closing and the bank added $4.210.70 tocmhc

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

What I need if this was proper procedure why the bank added the cmhc funds and I never saw any paperwork

Submitted: 7 months ago.Category: Canada Law
Show More
Show Less
Ask Your Own Canada Law Question
Answered in 50 minutes by:
1/18/2018
Lawyer: Debra, Lawyer replied 7 months ago
Debra
Debra, Lawyer
Category: Canada Law
Satisfied Customers: 106,087
Experience: Lawyer
Verified

Hello! My name is Debra (formerly known as Legal Ease). Thank you for your question. I'm reviewing it now, and will post back again shortly.

Ask Your Own Canada Law Question
Lawyer: Debra, Lawyer replied 7 months ago

Did you ask the lawyer why this happened?

Did you sign anything with CMHC?

Ask Your Own Canada Law Question
Customer reply replied 7 months ago
No i haven't seen the lawyer yet
Lawyer: Debra, Lawyer replied 7 months ago

Do you owe CMHC money?

Ask Your Own Canada Law Question
Customer reply replied 7 months ago
No never seen any paperwork
Customer reply replied 7 months ago
I didn't know you are in the US I am better off going to a Canadian firm thank you
Lawyer: Debra, Lawyer replied 7 months ago

I am a senior lawyer in Canada.

Have you owed CMHC money from the past?

Ask Your Own Canada Law Question
Customer reply replied 7 months ago
No this add on was put on my loan at last minute the only documentary I have is money order sent by the bank made out to cmhc and a number 41953213
Lawyer: Debra, Lawyer replied 7 months ago

Is this a loan for a house?

Ask Your Own Canada Law Question
Customer reply replied 7 months ago
A mobile home in a park this was supposed to be a personal loan with a co signor no mention of any other security needed
Lawyer: Debra, Lawyer replied 7 months ago

Did the cosignor go through CMHC?

Ask Your Own Canada Law Question
Customer reply replied 7 months ago
No
I probably will go to the lawyer we used I thought I may get a quick answer by contacting you. We are on small pension and cannot afford to spend any more $
Lawyer: Debra, Lawyer replied 7 months ago

You aren't being asked for more money unless you want a call. There is no charging for going up and back.

I think you should ask the lawyer as I cannot guess what is happening here.

Ask Your Own Canada Law Question
Customer reply replied 7 months ago
Ok I will see the lawyer here
Thank you for your help
Fern Bourcier
Lawyer: Debra, Lawyer replied 7 months ago

You are very welcome.

Ask Your Own Canada Law Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a lawyerLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask Tom B. Your Own Question
Tom B.
Tom B.
Tom B., Barrister & Solicitor
Category: Canada Law
Satisfied Customers: 2,263
2,263 Satisfied Customers
Experience: 25 years in practice

Tom B. is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Your Expert confirmed everything that I had been told, and didn't want to believe. Thank you for putting my mind at rest.

MonikaCanada

This has been very helpful. I'm glad to see that lawyers and sites like this exist. Thanks for your help.

MikeHalifax, NS

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

< Previous | Next >

Meet the Experts:

Tom B.

Tom B.

Barrister & Solicitor

2,263 satisfied customers

25 years in practice

LawyerProfessor

LawyerProfessor

Lawyer

836 satisfied customers

Experienced Litigation Lawyer in Ontario since 1999 and NY since 1997

Debra

Debra

Lawyer

106,087 satisfied customers

Lawyer

Jeremie John Martin

Jeremie John Martin

Lawyer

839 satisfied customers

I'm a bilingual attorney for the province of Quebec who goes to Court often for many clients.

Sokkalaw

Sokkalaw

Lawyer

312 satisfied customers

Lawyer in Ontario, Canada

CaptanLaw

CaptanLaw

Lawyer

250 satisfied customers

I'm a criminal defence lawyer, who assists individuals charged with crimes.

Mark A

Mark A

Lawyer

179 satisfied customers

Canadian Lawyer working at a Canada Law Firm

< Previous | Next >

Related Canada Law Questions
Can a school take your entire student loans, attending
Can a school take your entire student loans, for only attending classes after a few months? The school has agreed to try and void the contract as I signed it under duress of a crazy ex boyfriend who f… read more
Debra
Debra
Lawyer
106,087 satisfied customers
I'm an individual in manitoba. I had surgery in mexico 3
I'm an individual in manitoba. I had surgery in mexico 3 years ago, was covered (or so i thought) by TIC insurance. I was released from the hospital the next morning and they said the surgery was cove… read more
Debra
Debra
Lawyer
106,087 satisfied customers
I went to a lender to get a loan for $4000. From the time you
I went to a lender to get a loan for $4000. From the time you sign the papers, the money is generally put into your bank account within 3 days. When I got home I reread the contract as they did everyt… read more
Debra
Debra
Lawyer
106,087 satisfied customers
I will do my best to explain the situation. My boyfriend
Hi I will do my best to explain the situation. My boyfriend wanted to do some travelling for 6 months so he purchased a ticket from Calgary to Copenhagen return but did not intend to stay there for th… read more
Debra
Debra
Lawyer
106,087 satisfied customers
We were sold a condo under false pretenses. The story is long
We were sold a condo under false pretenses. The story is long but at the end we walked away because another 2,500.000.00 dollars were necessary for repairs and we did not have sufficient funds to pay … read more
Law.Hut
Law.Hut
Lawyer
Law degree (Juris Doctor)
6,458 satisfied customers
I loaned some money in July 2011 to a foreigner (who lives
I loaned some money in July 2011 to a foreigner (who lives in Africa). The person was supposed to return it to me with interest within 30 days but that did not happen. The person left Canada to go bac… read more
Debra
Debra
Lawyer
106,087 satisfied customers
I received a letter stating that there is judgement under the
I received a letter stating that there is judgement under the MIF deficiency judgements - CMHC. This can only be from the house my ex (common law partner) was living in around 1989 or so. Yes I had si… read more
Debra
Debra
Lawyer
106,087 satisfied customers
Insurance Question, Bought a vehicle, for 1600.00 from a car
Insurance Question, Bought a vehicle, for 1600.00 from a car lot, we went through the papers and the finance girl conveniently did not tell us we bought 2800.00 worth of health insurance on the vehice… read more
Debra
Debra
Lawyer
106,087 satisfied customers
hello i recently received a letter from cmhc national recoveries
hello i recently received a letter from cmhc national recoveries centre, sayin i owe them $16,737.23 for a mortgage that they say i defaulted. the story to this is that i was making payment on my home… read more
D.A.M.
D.A.M.
Principal Attorney
Doctoral Degree
2,478 satisfied customers
I lost a prpoperty due to bank forclosure. There was a fair
I lost a prpoperty due to bank forclosure. There was a fair amount of money left over and put into "escrow" after the sale. What is my limitations time wise on retrieving the funds and what would I ne… read more
Debra
Debra
Lawyer
106,087 satisfied customers
We were told by the lawyer at signing that our mortgage would
We were told by the lawyer at signing that our mortgage would be CMHC insured and it was re-confirmed in the letter accompanying our copy of documents. This isn't the case. The lawyer on the documenta… read more
Debra
Debra
Lawyer
106,087 satisfied customers
Hi, Im victim of fraud ,my question is In Nov.6 1999 I came
Hi, I'm victim of fraud ,my question is: In Nov.6 1999 I came in Canada as a visitor (visitor visa) .Two days later I get my driver lic. G1 . with my paralegal . November 15 1999 somebody purchase con… read more
Debra
Debra
Lawyer
106,087 satisfied customers
My friend was involved in an semi-truck pedestrian accident.He
My friend was involved in an semi-truck pedestrian accident.He died 14 hours later in a Canadian hospital.His wife and 2 of his 4 children received entitlement benefits,however the 2 minor childrens b… read more
D.A.M.
D.A.M.
Principal Attorney
Doctoral Degree
2,478 satisfied customers
When it comes to Refinancing a mortgage in Canada, what is
When it comes to Refinancing a mortgage in Canada, what is the standard procedure of how the bank will work to issue me my funds? How often is an appraisers required to go on proper for a assessment? … read more
Tom B.
Tom B.
Barrister & Solicitor
LLB Bachelor of Laws
2,263 satisfied customers
I live in Victoria, BC. I recently purchased a vehicle from
I live in Victoria, BC. I recently purchased a vehicle from a dealership on a subject to financing. The vehicle that was not suitable. I withheld employment documents until the problem was solved - ie… read more
Ulysses101
Ulysses101
Litigator, Barrister and Solicitor
LLB
3,186 satisfied customers
About 2 yrs ago I signed a 3 yr mortgage with a private lender
About 2 yrs ago I signed a 3 yr mortgage with a private lender (Money Connect) for 9% interest, I also paid $5000.00 for what I assumed was mortgage protection with CMHC. I now have the opportunity to… read more
Debra
Debra
Lawyer
106,087 satisfied customers
Co-signor and guarantor of 375,000 tells me to go make a budget
Co-signor and guarantor of 375,000 tells me to "go make a budget" instead of insuring that funds are in bank for bank to get paid. For 3 months for some unknown reason, the bank that the automatic pay… read more
Debra
Debra
Lawyer
106,087 satisfied customers
I hope you can help me out. My father had large sums of money
I hope you can help me out. My father had large sums of money transferred from the RBC to Scotiabank where the financial advisor took it upon herself to invest his rrsp money, which was all in GIC's, … read more
Debra
Debra
Lawyer
106,087 satisfied customers
Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Show MoreShow Less

Ask Your Question

x