Canada Law

Ask a Canada Law Question, Get an Answer ASAP!

Ask an Expert,
Get an Answer ASAP!

This answer was rated:

A recently applied for a business loan with BDC. They

A recently applied for...

A recently applied for a business loan with BDC. They utilized a screening company to check financing. Mintz Global screening told BDC that I went bankrupt in 1988. This is false information as I enquired about bankruptcy in 1988 but never went thru with it. When I contact Mintz they said it was conditional bankruptcy and and was never finished. Is it legal for them to keep this information after 30 years? also they provided false information. What can I do bout this?

Lawyer's Assistant: What state are you in? And has anything been officially filed?

Sorry, I am Canadian.

Lawyer's Assistant: Has anything been filed or reported?

BDC (business development corporation) called me to tell me this information so Mintz still has the info on file.

Show More
Show Less
Ask Your Own Canada Law Question
Answered in 10 minutes by:
1/15/2018
Debra
Debra, Lawyer
Category: Canada Law
Satisfied Customers: 106,013
Experience: Lawyer
Verified

Hello! My name is Debra (formerly known as Legal Ease). Thank you for your question. I'm reviewing it now, and will post back again shortly.

Ask Your Own Canada Law Question

Where did Mintz Global get this information?

Ask Your Own Canada Law Question
Customer reply replied 7 months ago
I do not know. This is the first time this has come up in 30 years. I have purchased many homes and cars since with no issues

This company is not to blame. They just do screening. So they did a number of searches and this came up.

You can contact Equifax and TransUnion and ask why this would come up in a search when it was 30 years ago. I don't see how it could be in their records though.

You can also do a search of the Bankruptcy and Insolvency records with the government and see what that shows. I suspect that is what they did. If there is an error you would then deal with the government:

https://www.ic.gc.ca/app/scr/bsf-osb/ins/login.html?lang=eng

I hope that helps as a starting point.

Please feel free to post back with any follow-up questions you may have. If you don't have any then I hope I have earned a 5 star rating but if you don't feel that I have please don't hesitate to reply back and let me know what more I can do to assist you. Finally, please know that even after you rate me I will be here for you and you can ask follow-up questions if you think of them later on at no further charge of course.

Ask Your Own Canada Law Question

Is there anything more I can help you with at this point in time?

Debra
Debra, Lawyer
Category: Canada Law
Satisfied Customers: 106,013
Experience: Lawyer
Verified
Debra and 87 other Canada Law Specialists are ready to help you
Ask your own question now
Customer reply replied 7 months ago
I will rate you as excellent above. I do not like how the web site is sneaky and shows no integrity in how they try to get more money from the customer.

I am sorry to hear that.

But I will always be here if you need me.

Ask Your Own Canada Law Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a lawyerLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask Debra Your Own Question
Debra
Debra
Debra, Lawyer
Category: Canada Law
Satisfied Customers: 106,013
106,013 Satisfied Customers
Experience: Lawyer

Debra is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Your Expert confirmed everything that I had been told, and didn't want to believe. Thank you for putting my mind at rest.

MonikaCanada

This has been very helpful. I'm glad to see that lawyers and sites like this exist. Thanks for your help.

MikeHalifax, NS

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

< Previous | Next >

Meet the Experts:

Tom B.

Tom B.

Barrister & Solicitor

2,263 satisfied customers

25 years in practice

LawyerProfessor

LawyerProfessor

Lawyer

836 satisfied customers

Experienced Litigation Lawyer in Ontario since 1999 and NY since 1997

Debra

Debra

Lawyer

106,013 satisfied customers

Lawyer

Jeremie John Martin

Jeremie John Martin

Lawyer

839 satisfied customers

I'm a bilingual attorney for the province of Quebec who goes to Court often for many clients.

Sokkalaw

Sokkalaw

Lawyer

312 satisfied customers

Lawyer in Ontario, Canada

CaptanLaw

CaptanLaw

Lawyer

250 satisfied customers

I'm a criminal defence lawyer, who assists individuals charged with crimes.

Mark A

Mark A

Lawyer

179 satisfied customers

Canadian Lawyer working at a Canada Law Firm

< Previous | Next >

Related Canada Law Questions
Need a lawyer familar with Business law in Newfoundland
need a lawyer familar with Business law in Newfoundland Canada and business bankruptcy … read more
Debra
Debra
Lawyer
Doctoral Degree
106,013 satisfied customers
I am looking for an answer. I am a Canadian who just also
hi there. I am looking for an answer. I am a Canadian who just also recently became an American. I filed for Canadian bankruptcy in 2008 and was discharged just over a year later. I had taken American… read more
Debra
Debra
Lawyer
Doctoral Degree
106,013 satisfied customers
I have an issue with the supreme court ruling on alien that
I have an issue with the supreme court ruling on alien that has been place on my house. I owe the BDC money on a business loan created proir to 2009. The lien was place on the property in 2011 and we … read more
Debra
Debra
Lawyer
Doctoral Degree
106,013 satisfied customers
I own a company %100 owner, the manager has been aquiring
I own a company %100 owner , the manager has been aquiring about business loans , without my knowing and approval , I don't know if he has sent any information to the loan place , but is that still at… read more
Debra
Debra
Lawyer
Doctoral Degree
106,013 satisfied customers
my husband is a trucker he has Ontario corperatoin number he
my husband is a trucker he has Ontario corperatoin number he is trying to close his business . If he is going to claim bankrupt does he have to claim personnel bankrupt to.… read more
Debra
Debra
Lawyer
Doctoral Degree
106,013 satisfied customers
regarding CI-12-01-76744 a judgement against Hargreaves Farms
regarding CI-12-01-76744 a judgement against Hargreaves Farms Ltd by the Business Development Corporation. The BDC sent the info to our lawyer instead of us. The information regarding the case was nev… read more
Debra
Debra
Lawyer
Doctoral Degree
106,013 satisfied customers
. This question is related to Canadian tax and bankruptcy
Hi. This question is related to Canadian tax and bankruptcy law. It is a multi part question. First a little history. I am the sole director of a corporation. Because of some bad business decision I h… read more
Debra
Debra
Lawyer
Doctoral Degree
106,013 satisfied customers
We loaned our son 375K to buy a foundry 10 years ago. It was
We loaned our son 375K to buy a foundry 10 years ago. It was set up as a loan to a numbered company ( Ontario), and the numbered company bought the foundry. Subsequently we have loaned the foundry mon… read more
Debra
Debra
Lawyer
Doctoral Degree
106,013 satisfied customers
I have a Canadian student loan but now live in the USA. The
I have a Canadian student loan but now live in the USA. The last installment was paid in 2003. I went bankrupt in 2005 in the USA and basically had to start over after a messy divorce. I have not hear… read more
Debra
Debra
Lawyer
Doctoral Degree
106,013 satisfied customers
I own a private finance company here in the states and I have
I own a private finance company here in the states and I have a couple of potential clients in Canada wanting loans for their commercial projects, what do I need to do business in Canada other that of… read more
D.A.M.
D.A.M.
Principal Attorney
Doctoral Degree
2,478 satisfied customers
I own business II BC canada I had two judgements filed against
I own business II BC canada I had two judgements filed against me a certificate judgement and a general security agreement from a bank both filed April 2002 and mar 2002 am I still in default . Never … read more
Debra
Debra
Lawyer
Doctoral Degree
106,013 satisfied customers
I went to a bankruptcy lawyer for help with a BDC loan. It
I went to a bankruptcy lawyer for help with a BDC loan. It survived bankruptcy due to a fraud charge being laid against me. I did not know my lawyer did not pursue this in court. he amount of BDC debt… read more
Debra
Debra
Lawyer
Doctoral Degree
106,013 satisfied customers
I guaranteed a loan from the Business Development Bank of
I guaranteed a loan from the Business Development Bank of Canada for a corporation in BC. The company went out of business and defaulted on the loan. The bank is demanding the balance of the loan be p… read more
Debra
Debra
Lawyer
Doctoral Degree
106,013 satisfied customers
My case has to do with a loan which I guaranteed at BDC on behalf of a corporation. I sol
My case has to do with a loan which I guaranteed at BDC on behalf of a corporation. I sold my shares four years ago and in the agreement which my attorney oversaw, the purchasers in the agreement, sta… read more
Debra
Debra
Lawyer
Doctoral Degree
106,013 satisfied customers
my ex husband (we are not divorced yet and have not settled
my ex husband (we are not divorced yet and have not settled our finances) went bankrupt the year after our separation, 2008 this is his second bankruptcy he also went bankrupt in 1997 i did not go ban… read more
Debra
Debra
Lawyer
Doctoral Degree
106,013 satisfied customers
my son is going bankrupt,i wrote a check to the business to
my son is going bankrupt,i wrote a check to the business to buy a piece of equipment. can it be protected from default it was bought and paid for in whole. i'm not involved in the business.… read more
Debra
Debra
Lawyer
Doctoral Degree
106,013 satisfied customers
I recently filed a proposal to settle the debt of my incorporated
I recently filed a proposal to settle the debt of my incorporated company and for myself personally. When I began the company I made my daughter an officer of the company along with myself as a goodwi… read more
Debra
Debra
Lawyer
Doctoral Degree
106,013 satisfied customers
As starting a new business, I want to completely separate my
As starting a new business, I want to completely separate my personal finances from those of my business. If I incorporate my business and the business fails and winds up going bankrupt, will my perso… read more
Debra
Debra
Lawyer
Doctoral Degree
106,013 satisfied customers
Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Show MoreShow Less

Ask Your Question

x