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I am not sure what your question is. Are you asking if you are liable to pay for this?If so the answer is that you are. It doesn't matter whether you have a disability or not. You are liable to pay all the damages as that is how the law works. And it is not about the management company being cheap either. It is about the law which is clearly that if someone is at fault for causing damages they have to pay for them.
Whether your insurance covers you or not is another issue but if you are covered for accidental water damage then the insurance will cover you. If you are not covered for this type of accident then you may not receive coverage. So it really depends on what your policy contains and what you are paying for.
I am sorry this happened to you.
You are very welcome.
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