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My husband and I have a mortgage together. We are on the
My husband and I have a mortgage together. We are on the verge of separating. I proposed to sell the house and get my share of the equity to give to my son for him to put as down payment for a house w… read more
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Debra
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I got behind in my mortgage payments and received a demand
Hi. I got behind in my mortgage payments and received a demand letter in early December. The bank wanted to refi but I couldn't show income as we own our own business and 2015 was terrible year (hence… read more
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I have been served with a statement of claim and I wish to
Hi. I am Rob. I have been served with a statement of claim and I wish to statement of defence however can not afford a lawyer so tryingto complete the form However not sure what I need to include on t… read more
Debra
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A friend of mine is in trouble with the bank, she cannot pay
a friend of mine is in trouble with the bank, she cannot pay mortgage at the moment and is behind at least 2 payments, she already was served notice to sue and foreclose she had only 20 days to pay of… read more
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My boyfriend of 3 years whom I live with has failed to make
My boyfriend of 3 years whom I live with has failed to make the mortgage payments and the bank just sent us notice that we have court on the 25th because they are forclosing on the house. Now I was to… read more
Ulysses101
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My ex boyfriend and I were together 5 years and lived together
My ex boyfriend and I were together 5 years and lived together for 4. He cheated on me and this is why we seperated. WHen we sold the house we split the money and the belongings in the house. However … read more
Debra
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We are in default with our 1st mortgage with BMO and the bank
We are in default with our 1st mortgage with BMO and the bank has proceded with a statement of claim for $ 227,000. We have a 2nd mortgage of $ 20,000, so $ 247,000 in total is owed. We have had an of… read more
Law.Hut
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Hi there,I am inquiring on behalf of my fiancee who owned
Hi there, I am inquiring on behalf of my fiancee who owned a home here in Alberta. He fell very ill and was hospitalized most of 2010 and fell behind on his second mortgage. The bank that held the sec… read more
Tom B.
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We are not behind any longer on our mortgage payments. We had
We are not behind any longer on our mortgage payments. We had a lawyer that the bank would not deal with. We were sent papers to our house and caught up the mortgage on our own. The lawyer for the ban… read more
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Debra
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What choices does one have who holds joint title to a property,
What choices does one have who holds joint title to a property, but is not the mortgage holder? My partner and I live in his house which is on the same property as his ex-wife's house. This situation … read more
Debra
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If we are 3 payments behind on our 5th wheel I know they can
If we are 3 payments behind on our 5th wheel I know they can repossess. What happens after that? Are we still incumbent to pay the balance of the loan? Can they sue for the balance of the loan after s… read more
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My husband and I were named executors of a friends will. The
My husband and I were named executors of a friends will. The estate is insolvent and we do not want to be executors. There is no one else to do the job. We were also beneficiaries of nothing. What do … read more
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I have a friend that is going into foreclosure on her home
I have a friend that is going into foreclosure on her home and i'm trying to help her with her defence as she does not have the money for a lawyer and does not qualify for legal aid. She purchased her… read more
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If a house goes into foreclosure, what rights does a private
If a house goes into foreclosure, what rights does a private second mortgagor have, if when the house sells, there is a short fall of $50,000 ? Does the second mortgagor have any legal recourse agains… read more
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My husband and I were served with foreclosure documents last
My husband and I were served with foreclosure documents last fall The mortgage payments were up to date but our taxes were behind. wWe were able to prove the value of the house was more than the lawye… read more
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In the Quebec jurisdiction, do creditors have recourse to hold
In the Quebec jurisdiction, do creditors have recourse to hold a debtor personally liable for the unpaid loan balance not obtained during foreclosure (the deficiency balance).? In this case, the debto… read more
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I recenly left a common-law relationship. He is still living
I recenly left a common-law relationship. He is still living in the house, that has both our names on it. I would like to know how to get my name off the mortgage. Is there a way to force him off the … read more
Debra
Debra
Lawyer
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I have been named as executrix of and estate. I have discovered
I have been named as executrix of and estate. I have discovered that the deceased had incurred a significant amount of credit card debt. The deceased left behind four children (all over the age of maj… read more
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