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If you do not pay rent you will be evicted. That is not the appropriate method to deal with this. The most appropriate way for your wife to get the highest settlement offer is for her to retain a personal injury lawyer who will send a letter to the landlord demanding compensation by a deadline and threatening a lawsuit.
The landlord will then put this on to the insurance company and the insurance company and your wife's lawyer can negotiate a settlement.
Let me know if you need any further clarification.