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Thank you for requesting me.
Are you asking why the report is still on your record even after you paid off the debt?
I think you have misunderstood how the credit reporting bureaus work. A report does not come off your credit recorf simply because you paid the debt. The way this works is that once there is a report so long it is valid it stays on your record for several years. In fact generally it stays on for six years unless it's a bankruptcy which will stay on for seven.
So it's not that you can simply pay to debt and have your record repaired. Unfortunate that is not at all how this works.
Does that answer your question? I know this is not what you wanted to hear but does itbat least clarify why this is happening to you?
There is no way to have it removed from Equifax if it was a debt that was validly reported. I'm so sorry about that.
You are very welcome.