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Whose error is this.? The credit card company or the credit consolidation company?
So, they are saying that they are not willing to compensate you in anyway for this error. Is that the case?
I suggest that you, or a lawyer acting for you, send them a letter threatening a lawsuit. When someone causes you harm they are liable to compensate you for damages in many cases. In this case they are certainly liable to compensate you for damages because they held themselves out to be experts and you relied on their expertise and now I have suffered.
It is hard to know how much a court would order because it is hard to quantify what this means for you but if you can show that you suffered in your ability to earn income then the damages could be quite substantial.
I thought your income was affected because you said this destroyed your livelihood.
In any event, this still certain caused you damages.