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I have a loan for a toolbox in Alberta. I can't make the
I have a loan for a toolbox in Alberta. I can't make the payments on it. If I give it back as a voluntary surrender will I still be held responsible for any remaining balance? … read more
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I am contacting you regarding a voluntary surrender of my
Hello I am contacting you regarding a voluntary surrender of my vehicle to Carfinco. I have sent the papers today. Could you please advice how this works? … read more
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I'm located in bc CANADA. I can't afford my truck anymore. I
Hi I'm located in bc CANADA. I can't afford my truck anymore. I owe 88k on it, truck is worth around 60k. Will the bank seize or sue me … read more
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I have a vehicle that has an enormous negative equity on it.
THIS IS FOR DEBRA I have a vehicle that has an enormous negative equity on it. I can no longer keep up with the payments. I told the bank (Scotia) I would like to voluntarily repossess the vehicle. So… read more
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I have a question that needs to be answered ASAP please. My
I have a question that needs to be answered ASAP please. My partner bought a truck last September , 2017. He gave the check for the down payment to the finance officer and the finance officer in turn … read more
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Is purchasing a vehicle from a dealership finance with a
is purchasing a vehicle from a dealership finance with a bank loan considered a conditional sales contract? … read more
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My son lived in Alberta but recently moved back to bc due to
My son lived in Alberta but recently moved back to bc due to know work. He is planning on going through Seize or Sue do to not being able to make his payments on his truck. His truck is registered in … read more
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My husbands truck is being repossessed. I am wondering what
my husbands truck is being repossessed. I am wondering what will be owing afterward. The lender said the balance the is overdue plus legal fees … read more
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My mother bought a car 2 yrs ago and financed through the dealership.
My mother bought a car 2 yrs ago and financed through the dealership. ticket price of the car was $14,000, and total cost to her taxes financing etc was supposed to be $20,000. She was thinking about … read more
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My truck has been repoed and the dealership says they are going
My truck has been repoed and the dealership says they are going to auction the truck and make me pay the difference. Is that right? what other avenus do I have?… read more
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Hi I live in Manitoba and have a conditional sales contract
Hi I live in Manitoba and have a conditional sales contract that was originally with vfc financing and I guess they were bought out by Td Auto finance . My question is I have 2 years left on my truck … read more
Law.Hut
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I co-signed for a home for my son, it is now going into foreclosure.
I co-signed for a home for my son, it is now going into foreclosure. What can CMHC do to collect the arrears from me? I have some RRSP and wondering if I would have to sell etc and if my own home will… read more
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I own a commercial truck. I am not behind on my payments but
I own a commercial truck. I am not behind on my payments but I have injured my arm and will be out of work for at least 3 months. I will not be able to make my payments. I was going to take my truck t… read more
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We, small business corporation, had our heavy truck seized
We, small business corporation, had our heavy truck seized and the credit company sold the truck for less money than was left owing. Can they still hunt us down for the remaining? I thought it was sei… read more
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What is the point of the Alberta sieze or sue law - we have
What is the point of the Alberta sieze or sue law - we have a 2010 Ford Explorer we are into for 54000, upside down approximately 34000 due to my wife dealing with a ford dealership that was smarter t… read more
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If we are 3 payments behind on our 5th wheel I know they can
If we are 3 payments behind on our 5th wheel I know they can repossess. What happens after that? Are we still incumbent to pay the balance of the loan? Can they sue for the balance of the loan after s… read more
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Our vehichle was repossed voluntarily. Can they sue us for
Our vehichle was repossed voluntarily. Can they sue us for the remaining money owing, they are sending us registared letters as well as letters sent by normal mail demanding payment. Should we send a … read more
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Debra
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A bank is going to a collection angency for money remaining
A bank is going to a collection angency for money remaining on a truck that got reprosessed. The bailief that came told me to siqn papers and they wouldn't be able to touch me for further payment rema… read more
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